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primary topic: PERLINDUNGAN HUKUM KONSUMEN TERHADAP PELANGGARAN PADA PEER TO PEER LENDING ILEGAL

PERLINDUNGAN HUKUM KONSUMEN TERHADAP PELANGGARAN PADA PEER TO PEER LENDING ILEGAL
type: Thesis
type: Article
abstract: Fintech is the latest innovation for people in finance in Indonesia. The presence of fintech has become a solution for those who still use the traditional banking system. In today's era of globalization, this innovation ensures that all levels of society can enjoy financial services easily and safely. One type of fintech is online loans. Fintech Lending, also known as Fintech Peer to Peer Lending (P2PL), is a legal funding platform that gives fund owners the opportunity to provide loans online. This concept is adapted to technological advances in the financial sector so that it can produce a more practical financial transaction process in a modern way. Fintech P2PL (peer-to-peer lending) as a provider of financial loan services has a legal status that has been regulated by the Financial Services Authority Regulation (POJK) Number 77/POJK 01/2016 concerning Information Technology-Based Money Lending Services. However, on the other hand, many problems have been found in the implementation of fintech in Indonesia. One of these problems is the discovery of fintech in the form of illegal P2PL. The growth of P2PL in Indonesia is ultimately not only in legal P2PL, but also illegal P2PL. In this case, illegal P2PL is in great demand by the public because of the ease of procedures in online loans. The ease of procedures in online lending actually poses a risk of default for both debtors and creditors. This risk must later be redeemed with an average loan interest above the conventional banking credit interest in general. Illegal fintech peer to peer lending often uses unethical collection practices, including threats and intimidation. People who are trapped in illegal loans often experience serious financial losses, which can have an impact on their welfare and even trigger other social problems. This study aims to analyze legal protection for consumers trapped in illegal P2PL practices, as well as to evaluate the effectiveness of existing regulations. The research method us…
date: 2025-06-04
status: published
author list: authors
type: EPrint
type: ThesisEPrint
is part of: repository
has document: PERLINDUNGAN HUKUM KONSUMEN TERHADAP PELANGGARAN PADA PEER TO PEER LENDING ILEGAL (Text)
has version: PERLINDUNGAN HUKUM KONSUMEN TERHADAP PELANGGARAN PADA PEER TO PEER LENDING ILEGAL (Text)
has published: PERLINDUNGAN HUKUM KONSUMEN TERHADAP PELANGGARAN PADA PEER TO PEER LENDING ILEGAL (Text)
has document: PERLINDUNGAN HUKUM KONSUMEN TERHADAP PELANGGARAN PADA PEER TO PEER LENDING ILEGAL (Other)
subject: 343.071 Perlindungan Konsumen

PERLINDUNGAN HUKUM KONSUMEN TERHADAP PELANGGARAN PADA PEER TO PEER LENDING ILEGAL (Text)
type: Document
has file: 21103040105_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf
has part: 21103040105_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf

PERLINDUNGAN HUKUM KONSUMEN TERHADAP PELANGGARAN PADA PEER TO PEER LENDING ILEGAL (Text)
type: Document

UIN SUNAN KALIJAGA YOGYAKARTA
type: Organization

FAKULTAS SYARI’AH DAN HUKUM, UIN SUNAN KALIJAGA YOGYAKARTA
type: Organization

NIM.: 21103040105 Deka Rastra Wibisono
type: Person
given name: NIM.: 21103040105
family name: Deka Rastra Wibisono

PERLINDUNGAN HUKUM KONSUMEN TERHADAP PELANGGARAN PADA PEER TO PEER LENDING ILEGAL (Other)
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PERLINDUNGAN HUKUM KONSUMEN TERHADAP PELANGGARAN PADA PEER TO PEER LENDING ILEGAL (Other)
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PERLINDUNGAN HUKUM KONSUMEN TERHADAP PELANGGARAN PADA PEER TO PEER LENDING ILEGAL (Other)
type: Document
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PERLINDUNGAN HUKUM KONSUMEN TERHADAP PELANGGARAN PADA PEER TO PEER LENDING ILEGAL (Other)
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PERLINDUNGAN HUKUM KONSUMEN TERHADAP PELANGGARAN PADA PEER TO PEER LENDING ILEGAL (Other)
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PERLINDUNGAN HUKUM KONSUMEN TERHADAP PELANGGARAN PADA PEER TO PEER LENDING ILEGAL (Other)
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PERLINDUNGAN HUKUM KONSUMEN TERHADAP PELANGGARAN PADA PEER TO PEER LENDING ILEGAL (Other)
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PERLINDUNGAN HUKUM KONSUMEN TERHADAP PELANGGARAN PADA PEER TO PEER LENDING ILEGAL (Other)
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primary topic: PERLINDUNGAN HUKUM KONSUMEN TERHADAP PELANGGARAN PADA PEER TO PEER LENDING ILEGAL

343.071 Perlindungan Konsumen
type: Concept