eprintid: 72077 rev_number: 10 eprint_status: archive userid: 12460 dir: disk0/00/07/20/77 datestamp: 2025-07-23 02:23:17 lastmod: 2025-07-23 02:23:17 status_changed: 2025-07-23 02:23:17 type: thesis metadata_visibility: show contact_email: muh.khabib@uin-suka.ac.id creators_name: Zakira Amelia Rizki, NIM.: 21108020057 title: DETERMINAN MODEL Z-SCORE DALAM MEMPREDIKSI FINANCIAL DISTRESS DENGAN KOMPONEN RGEC (STUDI EMPIRIS BANK UMUM SYARIAH DI INDONESIA TAHUN 2012-2023) ispublished: pub subjects: 297.273 divisions: jur_ps full_text_status: restricted keywords: Financial Distress, RGEC, Z score note: Rosyid Nur Anggara Putra, S.Pd., M.Si. abstract: This study aims to determine the effect of the RGEC component which is proxied by the variables NPF, FDR, GCG, ROA and CAR on Financial Distress of Islamic Commercial Banks for the period 2012-2023 using the Z score method. The type of data used is quantitative data collected by purposive sampling technique with data regression analysis method balanced panel data, classical assumption test, T test, and F test. The samples in this study were 7 samples of Islamic Commercial Banks in Indonesia for the period 2012 - 2023 with the acquisition of 84 data. The results of this study indicate that simultaneously all independent variables affect financial distress. While partially obtained the results of CAR variables have a significant positive effect on financial distress, GCG variables have a significant negative effect on financial distress while NPF, FDR and ROA variables have no effect on financial distress. date: 2025-06-11 date_type: published pages: 189 institution: UIN SUNAN KALIJAGA YOGYAKARTA department: FAKULTAS EKONOMI DAN BISNIS ISLAM thesis_type: skripsi thesis_name: other citation: Zakira Amelia Rizki, NIM.: 21108020057 (2025) DETERMINAN MODEL Z-SCORE DALAM MEMPREDIKSI FINANCIAL DISTRESS DENGAN KOMPONEN RGEC (STUDI EMPIRIS BANK UMUM SYARIAH DI INDONESIA TAHUN 2012-2023). Skripsi thesis, UIN SUNAN KALIJAGA YOGYAKARTA. document_url: https://digilib.uin-suka.ac.id/id/eprint/72077/1/21108020057_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf document_url: https://digilib.uin-suka.ac.id/id/eprint/72077/2/21108020057_BAB-II_sampai_SEBELUM-BAB-TERAKHIR.pdf