relation: https://digilib.uin-suka.ac.id/id/eprint/72530/
title: DETERMINAN PROFITABILITAS PERBANKAN SYARIAH DI NEGARA INDONESIA DAN MALAYSIA PADA PERIODE 2019-2023
creator: Anis Sulistiyani, NIM.: 23208011040
subject: 297.273 Islam dan Ilmu Ekonomi, Perbankan Syariah, Lembaga Keuangan Syariah
description: This study aims to determine the influence of Non-Performing Financing  (NPF), Financing to Deposit Ratio (FDR), Operating Expenses and Operating  Income (BOPO), Profit Sharing Ratio (PSR), and Zakat Performing Ratio (ZAK)  on profitability, as proxied by ROA, in Indonesia and Malaysia. The analysis  technique used E-Views 10 with separate panel data regression. The results of  this study indicate that NPF has a significant negative effect on ROA in Islamic  banks in Indonesia, and NPF in Islamic banks in Malaysia significantly affects  ROA. This means that the higher the problem financing, the lower the bank's  profitability. The FDR significantly affects ROA in Islamic banks in Indonesia and  Malaysia. The BOPO (Operating Expenses to Deposit) has no significant effect in  either country. Meanwhile, the Profit Sharing Ratio (PSR) in each country has no  significant effect on ROA. The ZPR significantly affects ROA in Islamic banks in  Malaysia, while the ZPR does not affect ROA in Malaysian Islamic banks. This  research contributes to policymaking for the development of a more sustainable  Islamic financial system. Keywords: PSR, ZPR, ROA, Problematic Financing
date: 2025-08-19
type: Thesis
type: NonPeerReviewed
format: text
language: id
identifier: https://digilib.uin-suka.ac.id/id/eprint/72530/1/23208011040_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf
format: text
language: id
identifier: https://digilib.uin-suka.ac.id/id/eprint/72530/2/23208011040_BAB-II_sampai_SEBELUM-BAB-TERAKHIR.pdf
identifier:   Anis Sulistiyani, NIM.: 23208011040  (2025) DETERMINAN PROFITABILITAS PERBANKAN SYARIAH DI NEGARA INDONESIA DAN MALAYSIA PADA PERIODE 2019-2023.  Masters thesis, UIN SUNAN KALIJAGA YOGYAKARTA.