<> <http://www.w3.org/2000/01/rdf-schema#comment> "The repository administrator has not yet configured an RDF license."^^<http://www.w3.org/2001/XMLSchema#string> .
<> <http://xmlns.com/foaf/0.1/primaryTopic> <http://digilib.uin-suka.ac.id/id/eprint/72530> .
<http://digilib.uin-suka.ac.id/id/eprint/72530> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://purl.org/ontology/bibo/Thesis> .
<http://digilib.uin-suka.ac.id/id/eprint/72530> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://purl.org/ontology/bibo/Article> .
<http://digilib.uin-suka.ac.id/id/eprint/72530> <http://purl.org/dc/terms/title> "DETERMINAN PROFITABILITAS PERBANKAN SYARIAH DI NEGARA INDONESIA DAN MALAYSIA PADA PERIODE 2019-2023"^^<http://www.w3.org/2001/XMLSchema#string> .
<http://digilib.uin-suka.ac.id/id/eprint/72530> <http://purl.org/ontology/bibo/abstract> "This study aims to determine the influence of Non-Performing Financing\r\n(NPF), Financing to Deposit Ratio (FDR), Operating Expenses and Operating\r\nIncome (BOPO), Profit Sharing Ratio (PSR), and Zakat Performing Ratio (ZAK)\r\non profitability, as proxied by ROA, in Indonesia and Malaysia. The analysis\r\ntechnique used E-Views 10 with separate panel data regression. The results of\r\nthis study indicate that NPF has a significant negative effect on ROA in Islamic\r\nbanks in Indonesia, and NPF in Islamic banks in Malaysia significantly affects\r\nROA. This means that the higher the problem financing, the lower the bank's\r\nprofitability. The FDR significantly affects ROA in Islamic banks in Indonesia and\r\nMalaysia. The BOPO (Operating Expenses to Deposit) has no significant effect in\r\neither country. Meanwhile, the Profit Sharing Ratio (PSR) in each country has no\r\nsignificant effect on ROA. The ZPR significantly affects ROA in Islamic banks in\r\nMalaysia, while the ZPR does not affect ROA in Malaysian Islamic banks. This\r\nresearch contributes to policymaking for the development of a more sustainable\r\nIslamic financial system. Keywords: PSR, ZPR, ROA, Problematic Financing"^^<http://www.w3.org/2001/XMLSchema#string> .
<http://digilib.uin-suka.ac.id/id/eprint/72530> <http://purl.org/dc/terms/date> "2025-08-19" .
<http://digilib.uin-suka.ac.id/id/document/1015329> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://purl.org/ontology/bibo/Document> .
<http://digilib.uin-suka.ac.id/id/document/1015333> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://purl.org/ontology/bibo/Document> .
<http://digilib.uin-suka.ac.id/id/org/ext-1ea96a2503a70ef7fcbae7670153192b> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://xmlns.com/foaf/0.1/Organization> .
<http://digilib.uin-suka.ac.id/id/org/ext-1ea96a2503a70ef7fcbae7670153192b> <http://xmlns.com/foaf/0.1/name> "UIN SUNAN KALIJAGA YOGYAKARTA"^^<http://www.w3.org/2001/XMLSchema#string> .
<http://digilib.uin-suka.ac.id/id/eprint/72530> <http://purl.org/dc/terms/issuer> <http://digilib.uin-suka.ac.id/id/org/ext-1ea96a2503a70ef7fcbae7670153192b> .
<http://digilib.uin-suka.ac.id/id/org/ext-19494ec503dfa5bfdd42e0d48d9b7513> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://xmlns.com/foaf/0.1/Organization> .
<http://digilib.uin-suka.ac.id/id/org/ext-19494ec503dfa5bfdd42e0d48d9b7513> <http://xmlns.com/foaf/0.1/name> "FAKULTAS EKONOMI DAN BISNIS ISLAM, UIN SUNAN KALIJAGA YOGYAKARTA"^^<http://www.w3.org/2001/XMLSchema#string> .
<http://digilib.uin-suka.ac.id/id/org/ext-19494ec503dfa5bfdd42e0d48d9b7513> <http://purl.org/dc/terms/isPartOf> <http://digilib.uin-suka.ac.id/id/org/ext-1ea96a2503a70ef7fcbae7670153192b> .
<http://digilib.uin-suka.ac.id/id/eprint/72530> <http://purl.org/dc/terms/issuer> <http://digilib.uin-suka.ac.id/id/org/ext-19494ec503dfa5bfdd42e0d48d9b7513> .
<http://digilib.uin-suka.ac.id/id/org/ext-1ea96a2503a70ef7fcbae7670153192b> <http://purl.org/dc/terms/hasPart> <http://digilib.uin-suka.ac.id/id/org/ext-19494ec503dfa5bfdd42e0d48d9b7513> .
<http://digilib.uin-suka.ac.id/id/eprint/72530> <http://purl.org/ontology/bibo/status> <http://purl.org/ontology/bibo/status/published> .
<http://digilib.uin-suka.ac.id/id/eprint/72530> <http://purl.org/dc/terms/creator> <http://digilib.uin-suka.ac.id/id/person/ext-400881fb585a71a7e64b792f612ca16a> .
<http://digilib.uin-suka.ac.id/id/eprint/72530> <http://purl.org/ontology/bibo/authorList> <http://digilib.uin-suka.ac.id/id/eprint/72530#authors> .
<http://digilib.uin-suka.ac.id/id/eprint/72530#authors> <http://www.w3.org/1999/02/22-rdf-syntax-ns#_1> <http://digilib.uin-suka.ac.id/id/person/ext-400881fb585a71a7e64b792f612ca16a> .
<http://digilib.uin-suka.ac.id/id/person/ext-400881fb585a71a7e64b792f612ca16a> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://xmlns.com/foaf/0.1/Person> .
<http://digilib.uin-suka.ac.id/id/person/ext-400881fb585a71a7e64b792f612ca16a> <http://xmlns.com/foaf/0.1/givenName> "NIM.: 23208011040"^^<http://www.w3.org/2001/XMLSchema#string> .
<http://digilib.uin-suka.ac.id/id/person/ext-400881fb585a71a7e64b792f612ca16a> <http://xmlns.com/foaf/0.1/familyName> "Anis Sulistiyani"^^<http://www.w3.org/2001/XMLSchema#string> .
<http://digilib.uin-suka.ac.id/id/person/ext-400881fb585a71a7e64b792f612ca16a> <http://xmlns.com/foaf/0.1/name> "NIM.: 23208011040 Anis Sulistiyani"^^<http://www.w3.org/2001/XMLSchema#string> .
<http://digilib.uin-suka.ac.id/id/eprint/72530> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://eprints.org/ontology/EPrint> .
<http://digilib.uin-suka.ac.id/id/eprint/72530> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://eprints.org/ontology/ThesisEPrint> .
<http://digilib.uin-suka.ac.id/id/eprint/72530> <http://purl.org/dc/terms/isPartOf> <http://digilib.uin-suka.ac.id/id/repository> .
<http://digilib.uin-suka.ac.id/id/eprint/72530> <http://eprints.org/ontology/hasDocument> <http://digilib.uin-suka.ac.id/id/document/1015329> .
<http://digilib.uin-suka.ac.id/id/document/1015329> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://eprints.org/ontology/Document> .
<http://digilib.uin-suka.ac.id/id/document/1015329> <http://www.w3.org/2000/01/rdf-schema#label> "DETERMINAN PROFITABILITAS PERBANKAN SYARIAH DI NEGARA INDONESIA DAN MALAYSIA PADA PERIODE 2019-2023 (Text)"^^<http://www.w3.org/2001/XMLSchema#string> .
<http://digilib.uin-suka.ac.id/id/eprint/72530> <http://purl.org/dc/elements/1.1/hasVersion> <http://digilib.uin-suka.ac.id/id/document/1015329> .
<http://digilib.uin-suka.ac.id/id/eprint/72530> <http://eprints.org/ontology/hasPublished> <http://digilib.uin-suka.ac.id/id/document/1015329> .
<http://digilib.uin-suka.ac.id/id/document/1015329> <http://eprints.org/ontology/hasFile> <https://digilib.uin-suka.ac.id/id/eprint/72530/1/23208011040_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf> .
<http://digilib.uin-suka.ac.id/id/document/1015329> <http://purl.org/dc/terms/hasPart> <https://digilib.uin-suka.ac.id/id/eprint/72530/1/23208011040_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf> .
<https://digilib.uin-suka.ac.id/id/eprint/72530/1/23208011040_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf> <http://www.w3.org/2000/01/rdf-schema#label> "23208011040_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf"^^<http://www.w3.org/2001/XMLSchema#string> .
<http://digilib.uin-suka.ac.id/id/eprint/72530> <http://eprints.org/ontology/hasDocument> <http://digilib.uin-suka.ac.id/id/document/1015333> .
<http://digilib.uin-suka.ac.id/id/document/1015333> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://eprints.org/ontology/Document> .
<http://digilib.uin-suka.ac.id/id/document/1015333> <http://www.w3.org/2000/01/rdf-schema#label> "DETERMINAN PROFITABILITAS PERBANKAN SYARIAH DI NEGARA INDONESIA DAN MALAYSIA PADA PERIODE 2019-2023 (Text)"^^<http://www.w3.org/2001/XMLSchema#string> .
<http://digilib.uin-suka.ac.id/id/eprint/72530> <http://purl.org/dc/elements/1.1/hasVersion> <http://digilib.uin-suka.ac.id/id/document/1015333> .
<http://digilib.uin-suka.ac.id/id/eprint/72530> <http://eprints.org/ontology/hasPublished> <http://digilib.uin-suka.ac.id/id/document/1015333> .
<http://digilib.uin-suka.ac.id/id/eprint/72530> <http://eprints.org/ontology/hasDocument> <http://digilib.uin-suka.ac.id/id/document/1015337> .
<http://digilib.uin-suka.ac.id/id/document/1015337> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://eprints.org/ontology/Document> .
<http://digilib.uin-suka.ac.id/id/document/1015337> <http://www.w3.org/2000/01/rdf-schema#label> "DETERMINAN PROFITABILITAS PERBANKAN SYARIAH DI NEGARA INDONESIA DAN MALAYSIA PADA PERIODE 2019-2023 (Other)"^^<http://www.w3.org/2001/XMLSchema#string> .
<http://digilib.uin-suka.ac.id/id/document/1015337> <http://eprints.org/relation/isVersionOf> <http://digilib.uin-suka.ac.id/id/document/1015333> .
<http://digilib.uin-suka.ac.id/id/document/1015337> <http://eprints.org/relation/isVolatileVersionOf> <http://digilib.uin-suka.ac.id/id/document/1015333> .
<http://digilib.uin-suka.ac.id/id/document/1015337> <http://eprints.org/relation/islightboxThumbnailVersionOf> <http://digilib.uin-suka.ac.id/id/document/1015333> .
<http://digilib.uin-suka.ac.id/id/eprint/72530> <http://eprints.org/ontology/hasDocument> <http://digilib.uin-suka.ac.id/id/document/1015338> .
<http://digilib.uin-suka.ac.id/id/document/1015338> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://eprints.org/ontology/Document> .
<http://digilib.uin-suka.ac.id/id/document/1015338> <http://www.w3.org/2000/01/rdf-schema#label> "DETERMINAN PROFITABILITAS PERBANKAN SYARIAH DI NEGARA INDONESIA DAN MALAYSIA PADA PERIODE 2019-2023 (Other)"^^<http://www.w3.org/2001/XMLSchema#string> .
<http://digilib.uin-suka.ac.id/id/document/1015338> <http://eprints.org/relation/isVersionOf> <http://digilib.uin-suka.ac.id/id/document/1015333> .
<http://digilib.uin-suka.ac.id/id/document/1015338> <http://eprints.org/relation/isVolatileVersionOf> <http://digilib.uin-suka.ac.id/id/document/1015333> .
<http://digilib.uin-suka.ac.id/id/document/1015338> <http://eprints.org/relation/ispreviewThumbnailVersionOf> <http://digilib.uin-suka.ac.id/id/document/1015333> .
<http://digilib.uin-suka.ac.id/id/eprint/72530> <http://eprints.org/ontology/hasDocument> <http://digilib.uin-suka.ac.id/id/document/1015339> .
<http://digilib.uin-suka.ac.id/id/document/1015339> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://eprints.org/ontology/Document> .
<http://digilib.uin-suka.ac.id/id/document/1015339> <http://www.w3.org/2000/01/rdf-schema#label> "DETERMINAN PROFITABILITAS PERBANKAN SYARIAH DI NEGARA INDONESIA DAN MALAYSIA PADA PERIODE 2019-2023 (Other)"^^<http://www.w3.org/2001/XMLSchema#string> .
<http://digilib.uin-suka.ac.id/id/document/1015339> <http://eprints.org/relation/isVersionOf> <http://digilib.uin-suka.ac.id/id/document/1015333> .
<http://digilib.uin-suka.ac.id/id/document/1015339> <http://eprints.org/relation/isVolatileVersionOf> <http://digilib.uin-suka.ac.id/id/document/1015333> .
<http://digilib.uin-suka.ac.id/id/document/1015339> <http://eprints.org/relation/ismediumThumbnailVersionOf> <http://digilib.uin-suka.ac.id/id/document/1015333> .
<http://digilib.uin-suka.ac.id/id/eprint/72530> <http://eprints.org/ontology/hasDocument> <http://digilib.uin-suka.ac.id/id/document/1015340> .
<http://digilib.uin-suka.ac.id/id/document/1015340> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://eprints.org/ontology/Document> .
<http://digilib.uin-suka.ac.id/id/document/1015340> <http://www.w3.org/2000/01/rdf-schema#label> "DETERMINAN PROFITABILITAS PERBANKAN SYARIAH DI NEGARA INDONESIA DAN MALAYSIA PADA PERIODE 2019-2023 (Other)"^^<http://www.w3.org/2001/XMLSchema#string> .
<http://digilib.uin-suka.ac.id/id/document/1015340> <http://eprints.org/relation/isVersionOf> <http://digilib.uin-suka.ac.id/id/document/1015333> .
<http://digilib.uin-suka.ac.id/id/document/1015340> <http://eprints.org/relation/isVolatileVersionOf> <http://digilib.uin-suka.ac.id/id/document/1015333> .
<http://digilib.uin-suka.ac.id/id/document/1015340> <http://eprints.org/relation/issmallThumbnailVersionOf> <http://digilib.uin-suka.ac.id/id/document/1015333> .
<http://digilib.uin-suka.ac.id/id/eprint/72530> <http://eprints.org/ontology/hasDocument> <http://digilib.uin-suka.ac.id/id/document/1015341> .
<http://digilib.uin-suka.ac.id/id/document/1015341> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://eprints.org/ontology/Document> .
<http://digilib.uin-suka.ac.id/id/document/1015341> <http://www.w3.org/2000/01/rdf-schema#label> "DETERMINAN PROFITABILITAS PERBANKAN SYARIAH DI NEGARA INDONESIA DAN MALAYSIA PADA PERIODE 2019-2023 (Other)"^^<http://www.w3.org/2001/XMLSchema#string> .
<http://digilib.uin-suka.ac.id/id/document/1015341> <http://eprints.org/relation/isVersionOf> <http://digilib.uin-suka.ac.id/id/document/1015329> .
<http://digilib.uin-suka.ac.id/id/document/1015341> <http://eprints.org/relation/isVolatileVersionOf> <http://digilib.uin-suka.ac.id/id/document/1015329> .
<http://digilib.uin-suka.ac.id/id/document/1015341> <http://eprints.org/relation/islightboxThumbnailVersionOf> <http://digilib.uin-suka.ac.id/id/document/1015329> .
<http://digilib.uin-suka.ac.id/id/document/1015341> <http://eprints.org/ontology/hasFile> <https://digilib.uin-suka.ac.id/id/eprint/72530/7/lightbox.jpg> .
<http://digilib.uin-suka.ac.id/id/document/1015341> <http://purl.org/dc/terms/hasPart> <https://digilib.uin-suka.ac.id/id/eprint/72530/7/lightbox.jpg> .
<https://digilib.uin-suka.ac.id/id/eprint/72530/7/lightbox.jpg> <http://www.w3.org/2000/01/rdf-schema#label> "lightbox.jpg"^^<http://www.w3.org/2001/XMLSchema#string> .
<http://digilib.uin-suka.ac.id/id/eprint/72530> <http://eprints.org/ontology/hasDocument> <http://digilib.uin-suka.ac.id/id/document/1015342> .
<http://digilib.uin-suka.ac.id/id/document/1015342> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://eprints.org/ontology/Document> .
<http://digilib.uin-suka.ac.id/id/document/1015342> <http://www.w3.org/2000/01/rdf-schema#label> "DETERMINAN PROFITABILITAS PERBANKAN SYARIAH DI NEGARA INDONESIA DAN MALAYSIA PADA PERIODE 2019-2023 (Other)"^^<http://www.w3.org/2001/XMLSchema#string> .
<http://digilib.uin-suka.ac.id/id/document/1015342> <http://eprints.org/relation/isVersionOf> <http://digilib.uin-suka.ac.id/id/document/1015329> .
<http://digilib.uin-suka.ac.id/id/document/1015342> <http://eprints.org/relation/isVolatileVersionOf> <http://digilib.uin-suka.ac.id/id/document/1015329> .
<http://digilib.uin-suka.ac.id/id/document/1015342> <http://eprints.org/relation/ispreviewThumbnailVersionOf> <http://digilib.uin-suka.ac.id/id/document/1015329> .
<http://digilib.uin-suka.ac.id/id/document/1015342> <http://eprints.org/ontology/hasFile> <https://digilib.uin-suka.ac.id/id/eprint/72530/8/preview.jpg> .
<http://digilib.uin-suka.ac.id/id/document/1015342> <http://purl.org/dc/terms/hasPart> <https://digilib.uin-suka.ac.id/id/eprint/72530/8/preview.jpg> .
<https://digilib.uin-suka.ac.id/id/eprint/72530/8/preview.jpg> <http://www.w3.org/2000/01/rdf-schema#label> "preview.jpg"^^<http://www.w3.org/2001/XMLSchema#string> .
<http://digilib.uin-suka.ac.id/id/eprint/72530> <http://eprints.org/ontology/hasDocument> <http://digilib.uin-suka.ac.id/id/document/1015343> .
<http://digilib.uin-suka.ac.id/id/document/1015343> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://eprints.org/ontology/Document> .
<http://digilib.uin-suka.ac.id/id/document/1015343> <http://www.w3.org/2000/01/rdf-schema#label> "DETERMINAN PROFITABILITAS PERBANKAN SYARIAH DI NEGARA INDONESIA DAN MALAYSIA PADA PERIODE 2019-2023 (Other)"^^<http://www.w3.org/2001/XMLSchema#string> .
<http://digilib.uin-suka.ac.id/id/document/1015343> <http://eprints.org/relation/isVersionOf> <http://digilib.uin-suka.ac.id/id/document/1015329> .
<http://digilib.uin-suka.ac.id/id/document/1015343> <http://eprints.org/relation/isVolatileVersionOf> <http://digilib.uin-suka.ac.id/id/document/1015329> .
<http://digilib.uin-suka.ac.id/id/document/1015343> <http://eprints.org/relation/ismediumThumbnailVersionOf> <http://digilib.uin-suka.ac.id/id/document/1015329> .
<http://digilib.uin-suka.ac.id/id/document/1015343> <http://eprints.org/ontology/hasFile> <https://digilib.uin-suka.ac.id/id/eprint/72530/9/medium.jpg> .
<http://digilib.uin-suka.ac.id/id/document/1015343> <http://purl.org/dc/terms/hasPart> <https://digilib.uin-suka.ac.id/id/eprint/72530/9/medium.jpg> .
<https://digilib.uin-suka.ac.id/id/eprint/72530/9/medium.jpg> <http://www.w3.org/2000/01/rdf-schema#label> "medium.jpg"^^<http://www.w3.org/2001/XMLSchema#string> .
<http://digilib.uin-suka.ac.id/id/eprint/72530> <http://eprints.org/ontology/hasDocument> <http://digilib.uin-suka.ac.id/id/document/1015344> .
<http://digilib.uin-suka.ac.id/id/document/1015344> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://eprints.org/ontology/Document> .
<http://digilib.uin-suka.ac.id/id/document/1015344> <http://www.w3.org/2000/01/rdf-schema#label> "DETERMINAN PROFITABILITAS PERBANKAN SYARIAH DI NEGARA INDONESIA DAN MALAYSIA PADA PERIODE 2019-2023 (Other)"^^<http://www.w3.org/2001/XMLSchema#string> .
<http://digilib.uin-suka.ac.id/id/document/1015344> <http://eprints.org/relation/isVersionOf> <http://digilib.uin-suka.ac.id/id/document/1015329> .
<http://digilib.uin-suka.ac.id/id/document/1015344> <http://eprints.org/relation/isVolatileVersionOf> <http://digilib.uin-suka.ac.id/id/document/1015329> .
<http://digilib.uin-suka.ac.id/id/document/1015344> <http://eprints.org/relation/issmallThumbnailVersionOf> <http://digilib.uin-suka.ac.id/id/document/1015329> .
<http://digilib.uin-suka.ac.id/id/document/1015344> <http://eprints.org/ontology/hasFile> <https://digilib.uin-suka.ac.id/id/eprint/72530/10/small.jpg> .
<http://digilib.uin-suka.ac.id/id/document/1015344> <http://purl.org/dc/terms/hasPart> <https://digilib.uin-suka.ac.id/id/eprint/72530/10/small.jpg> .
<https://digilib.uin-suka.ac.id/id/eprint/72530/10/small.jpg> <http://www.w3.org/2000/01/rdf-schema#label> "small.jpg"^^<http://www.w3.org/2001/XMLSchema#string> .
<http://digilib.uin-suka.ac.id/id/eprint/72530> <http://www.w3.org/2000/01/rdf-schema#seeAlso> <https://digilib.uin-suka.ac.id/id/eprint/72530/> .
<https://digilib.uin-suka.ac.id/id/eprint/72530/> <http://purl.org/dc/elements/1.1/title> "HTML Summary of #72530 \n\nDETERMINAN PROFITABILITAS PERBANKAN SYARIAH DI NEGARA INDONESIA DAN MALAYSIA PADA PERIODE 2019-2023\n\n" .
<https://digilib.uin-suka.ac.id/id/eprint/72530/> <http://purl.org/dc/elements/1.1/format> "text/html" .
<https://digilib.uin-suka.ac.id/id/eprint/72530/> <http://xmlns.com/foaf/0.1/primaryTopic> <http://digilib.uin-suka.ac.id/id/eprint/72530> .
<http://digilib.uin-suka.ac.id/id/subject/297.273> <http://www.w3.org/1999/02/22-rdf-syntax-ns#type> <http://www.w3.org/2004/02/skos/core#Concept> .
<http://digilib.uin-suka.ac.id/id/subject/297.273> <http://www.w3.org/2004/02/skos/core#prefLabel> "297.273 Islam dan Ilmu Ekonomi, Perbankan Syariah, Lembaga Keuangan Syariah" .
<http://digilib.uin-suka.ac.id/id/eprint/72530> <http://purl.org/dc/terms/subject> <http://digilib.uin-suka.ac.id/id/subject/297.273> .