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primary topic: REGULASI DAN PERKEMBANGAN PERBANKAN SYARIAH DI INDONESIA

REGULASI DAN PERKEMBANGAN PERBANKAN SYARIAH DI INDONESIA
type: Thesis
type: Article
abstract: This study examines the regulatory dynamics and development of Islamic banks operating based on Islamic sharia principles, which emphasize the prohibition of usury and advocate profit-sharing schemes, transparency, and fairness in transactions. The study states that OJK policies have had a significant positive impact on asset and financing growth, as well as reducing the Non-Performing Financing (NPF) ratio, reflecting an improvement in the quality of Islamic bank risk management. Since October 27, 1988, the government issued the October Policy Package (PAKTO 88), which liberalized the banking sector: permitting the establishment of new private banks, foreign bank branches, and joint ventures with domestic banks. Although this law does not explicitly regulate interest-free banks, PAKTO allows banks to set 0% interest as an internal decision. The Indonesian Ulema Council (MUI) held a workshop in Cisarua, Bogor, consisting of religious scholars, economists, and banking regulators. The results of the discussion were brought to the 4th MUI National Conference on August 22–25, 1990, resulting in the mandate to establish the MUI Banking Team tasked with approaching the establishment of Islamic banks in Indonesia and becoming the main initiator of the establishment of formal interest-free banks using sharia contracts (profit sharing, sale and purchase, ijarah). UUD No. 7 of 1992 Ratified on March 25, 1992, this law replaced Law No. 14 of 1967 and officially opened space for the existence of banks based on the principle of profit sharing such as Bank Muamalat. As a concrete implementation of Law No. 7/1992, there are operational principles of sharia banking.Business activities are only based on muamalat in accordance with sharia, determination of returns is based on written agreements (Articles 1–3), the obligation to establish a Sharia Supervisory Board (DPS) by sharia banks (Article 5). However, numerous challenges remain in the implementation of regulations, including su…
date: 2025-08-14
status: published
author list: authors
type: EPrint
type: ThesisEPrint
is part of: repository
has document: REGULASI DAN PERKEMBANGAN PERBANKAN SYARIAH DI INDONESIA (Text)
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has published: REGULASI DAN PERKEMBANGAN PERBANKAN SYARIAH DI INDONESIA (Text)
has document: REGULASI DAN PERKEMBANGAN PERBANKAN SYARIAH DI INDONESIA (Other)
subject: 297.273 Islam dan Ilmu Ekonomi, Perbankan Syariah, Lembaga Keuangan Syariah

REGULASI DAN PERKEMBANGAN PERBANKAN SYARIAH DI INDONESIA (Text)
type: Document
has file: 23203011109_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf
has part: 23203011109_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf

REGULASI DAN PERKEMBANGAN PERBANKAN SYARIAH DI INDONESIA (Text)
type: Document

UIN SUNAN KALIJAGA YOGYAKARTA
type: Organization

FAKULTAS SYARIAH DAN HUKUM, UIN SUNAN KALIJAGA YOGYAKARTA
type: Organization

NIM.: 23203011109 Moh. Najiburrahman, S.H.
type: Person
given name: NIM.: 23203011109
family name: Moh. Najiburrahman, S.H.

REGULASI DAN PERKEMBANGAN PERBANKAN SYARIAH DI INDONESIA (Other)
type: Document
is version of: REGULASI DAN PERKEMBANGAN PERBANKAN SYARIAH DI INDONESIA (Text)
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REGULASI DAN PERKEMBANGAN PERBANKAN SYARIAH DI INDONESIA (Other)
type: Document
is version of: REGULASI DAN PERKEMBANGAN PERBANKAN SYARIAH DI INDONESIA (Text)
is volatile version of: REGULASI DAN PERKEMBANGAN PERBANKAN SYARIAH DI INDONESIA (Text)
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REGULASI DAN PERKEMBANGAN PERBANKAN SYARIAH DI INDONESIA (Other)
type: Document
is version of: REGULASI DAN PERKEMBANGAN PERBANKAN SYARIAH DI INDONESIA (Text)
is volatile version of: REGULASI DAN PERKEMBANGAN PERBANKAN SYARIAH DI INDONESIA (Text)
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REGULASI DAN PERKEMBANGAN PERBANKAN SYARIAH DI INDONESIA (Other)
type: Document
is version of: REGULASI DAN PERKEMBANGAN PERBANKAN SYARIAH DI INDONESIA (Text)
is volatile version of: REGULASI DAN PERKEMBANGAN PERBANKAN SYARIAH DI INDONESIA (Text)
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REGULASI DAN PERKEMBANGAN PERBANKAN SYARIAH DI INDONESIA (Other)
type: Document
is version of: REGULASI DAN PERKEMBANGAN PERBANKAN SYARIAH DI INDONESIA (Text)
is volatile version of: REGULASI DAN PERKEMBANGAN PERBANKAN SYARIAH DI INDONESIA (Text)
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REGULASI DAN PERKEMBANGAN PERBANKAN SYARIAH DI INDONESIA (Other)
type: Document
is version of: REGULASI DAN PERKEMBANGAN PERBANKAN SYARIAH DI INDONESIA (Text)
is volatile version of: REGULASI DAN PERKEMBANGAN PERBANKAN SYARIAH DI INDONESIA (Text)
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REGULASI DAN PERKEMBANGAN PERBANKAN SYARIAH DI INDONESIA (Other)
type: Document
is version of: REGULASI DAN PERKEMBANGAN PERBANKAN SYARIAH DI INDONESIA (Text)
is volatile version of: REGULASI DAN PERKEMBANGAN PERBANKAN SYARIAH DI INDONESIA (Text)
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REGULASI DAN PERKEMBANGAN PERBANKAN SYARIAH DI INDONESIA (Other)
type: Document
is version of: REGULASI DAN PERKEMBANGAN PERBANKAN SYARIAH DI INDONESIA (Text)
is volatile version of: REGULASI DAN PERKEMBANGAN PERBANKAN SYARIAH DI INDONESIA (Text)
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HTML Summary of #73075 REGULASI DAN PERKEMBANGAN PERBANKAN SYARIAH DI INDONESIA
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primary topic: REGULASI DAN PERKEMBANGAN PERBANKAN SYARIAH DI INDONESIA

297.273 Islam dan Ilmu Ekonomi, Perbankan Syariah, Lembaga Keuangan Syariah
type: Concept