?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adissertation&rft.au=Ahmad+Royhan+Ulul+Azmi%2C+NIM.%3A+21108020011&rft.aulast=Ahmad+Royhan+Ulul+Azmi&rft.aufirst=NIM.%3A+21108020011&rft.degree=Skripsi&rft.date=15+August+2025&rft.title=PENGARUH+LITERASI+KEUANGAN%2C+FLUKTUASI+HARGA+EMAS%2C+LOCUS+OF+CONTROL+DAN+FEAR+OF+MISSING+OUT+TERHADAP+MINAT+NASABAH+BERINVESTASI+PRODUK+CICIL+EMAS+BANK+SYARIAH+INDONESIA&rft.inst=UIN+SUNAN+KALIJAGA+YOGYAKARTA&rft.tpages=157