TY - THES N1 - Izra Berakon, M.Sc. ID - digilib73870 UR - https://digilib.uin-suka.ac.id/id/eprint/73870/ A1 - Salwa Aulia Fauziah, NIM.: 21108030015 Y1 - 2025/09/24/ N2 - This study aims to analyze the effect of trust, convenience, and security of digital payment transactions on individual consumptive behavior in the era of cashless society with digital savvy and Islamic financial literacy as moderating variables. The research method uses a quantitative approach with PLS-SEM analysis techniques on 155 respondents in the Special Region of Yogyakarta. The results show that trust, convenience, and security significantly influence consumptive behavior. Digital savvy does not play a role as a moderating variable, while Islamic financial literacy is able to moderate the influence of trust and convenience but not significantly on security. These findings emphasize the importance of Islamic financial literacy in controlling consumptive behavior amid the rapid use of digital payments. PB - UIN SUNAN KALIJAGA YOGYAKARTA KW - Kepercayaan KW - Kemudahan KW - Keamanan KW - Perilaku Konsumtif KW - Digital Payment M1 - skripsi TI - PENGARUH KEPERCAYAAN, KEMUDAHAN, DAN KEAMANAN TRANSAKSI DIGITAL PAYMENT TERHADAP PERILAKU KONSUMTIF INDIVIDU DI ERA CASHLESS SOCIETY DENGAN DIGITAL SAVVY DAN LITERASI KEUANGAN SYARIAH SEBAGAI VARIABEL MODERASI AV - restricted EP - 136 ER -