relation: https://digilib.uin-suka.ac.id/id/eprint/74615/ title: DETERMINAN PENGELOLAAN KEUANGAN GENERASI Z DI KABUPATEN BERAU KALIMANTAN TIMUR creator: Azalika Muhammad Nur, NIM.: 20108030147 subject: 658.15 Manajemen Keuangan description: This study aims to examine the influence of Islamic financial literacy, spiritual intelligence, self-control, and financial socialization on financial management of generation Z. This study used quantitative methods and data were collected from 118 responden who are generation Z in Berau Regency. Data analysis was conducted with PLS-SEM using SmartPLS 4 software. The result of this study indicate that spiritual intelligence, self-control, and financial socialization have a positive and significant influence on financial management. However, Islamic financial literacy does not have a significant influence on financial management. This finding emphasizes the importance of spiritual intelligence, self-control, and financial socialization in improving financial management skills in generation Z. date: 2025-12-03 type: Thesis type: NonPeerReviewed format: text language: id identifier: https://digilib.uin-suka.ac.id/id/eprint/74615/1/20108030147_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf format: text language: id identifier: https://digilib.uin-suka.ac.id/id/eprint/74615/2/20108030147_BAB-II_sampai_SEBELUM-BAB-TERAKHIR.pdf identifier: Azalika Muhammad Nur, NIM.: 20108030147 (2025) DETERMINAN PENGELOLAAN KEUANGAN GENERASI Z DI KABUPATEN BERAU KALIMANTAN TIMUR. Skripsi thesis, UIN SUNAN KALIJAGA YOGYAKARTA.