TY - THES N1 - Hilmy Baroroh, S.E.I., M.E.K. ID - digilib74615 UR - https://digilib.uin-suka.ac.id/id/eprint/74615/ A1 - Azalika Muhammad Nur, NIM.: 20108030147 Y1 - 2025/12/03/ N2 - This study aims to examine the influence of Islamic financial literacy, spiritual intelligence, self-control, and financial socialization on financial management of generation Z. This study used quantitative methods and data were collected from 118 responden who are generation Z in Berau Regency. Data analysis was conducted with PLS-SEM using SmartPLS 4 software. The result of this study indicate that spiritual intelligence, self-control, and financial socialization have a positive and significant influence on financial management. However, Islamic financial literacy does not have a significant influence on financial management. This finding emphasizes the importance of spiritual intelligence, self-control, and financial socialization in improving financial management skills in generation Z. PB - UIN SUNAN KALIJAGA YOGYAKARTA KW - Generasi Z KW - Pengelolaan Keuangan KW - Literasi Keuangan Syariah KW - Kecerdasan Spiritual KW - Kontrol Diri KW - Financial Socialization M1 - skripsi TI - DETERMINAN PENGELOLAAN KEUANGAN GENERASI Z DI KABUPATEN BERAU KALIMANTAN TIMUR AV - restricted EP - 127 ER -