eprintid: 74615 rev_number: 10 eprint_status: archive userid: 12460 dir: disk0/00/07/46/15 datestamp: 2025-12-12 03:44:42 lastmod: 2025-12-12 03:44:42 status_changed: 2025-12-12 03:44:42 type: thesis metadata_visibility: show contact_email: muh.khabib@uin-suka.ac.id creators_name: Azalika Muhammad Nur, NIM.: 20108030147 title: DETERMINAN PENGELOLAAN KEUANGAN GENERASI Z DI KABUPATEN BERAU KALIMANTAN TIMUR ispublished: pub subjects: 658.15 divisions: jur_mks full_text_status: restricted keywords: Generasi Z, Pengelolaan Keuangan, Literasi Keuangan Syariah, Kecerdasan Spiritual, Kontrol Diri, Financial Socialization note: Hilmy Baroroh, S.E.I., M.E.K. abstract: This study aims to examine the influence of Islamic financial literacy, spiritual intelligence, self-control, and financial socialization on financial management of generation Z. This study used quantitative methods and data were collected from 118 responden who are generation Z in Berau Regency. Data analysis was conducted with PLS-SEM using SmartPLS 4 software. The result of this study indicate that spiritual intelligence, self-control, and financial socialization have a positive and significant influence on financial management. However, Islamic financial literacy does not have a significant influence on financial management. This finding emphasizes the importance of spiritual intelligence, self-control, and financial socialization in improving financial management skills in generation Z. date: 2025-12-03 date_type: published pages: 127 institution: UIN SUNAN KALIJAGA YOGYAKARTA department: FAKULTAS EKONOMI DAN BISNIS ISLAM thesis_type: skripsi thesis_name: other citation: Azalika Muhammad Nur, NIM.: 20108030147 (2025) DETERMINAN PENGELOLAAN KEUANGAN GENERASI Z DI KABUPATEN BERAU KALIMANTAN TIMUR. Skripsi thesis, UIN SUNAN KALIJAGA YOGYAKARTA. document_url: https://digilib.uin-suka.ac.id/id/eprint/74615/1/20108030147_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf document_url: https://digilib.uin-suka.ac.id/id/eprint/74615/2/20108030147_BAB-II_sampai_SEBELUM-BAB-TERAKHIR.pdf