?url_ver=Z39.88-2004&rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Adissertation&rft.au=Andriani+Harahap%2C+NIM.%3A+23208012008&rft.aulast=Andriani+Harahap&rft.aufirst=NIM.%3A+23208012008&rft.degree=Masters&rft.date=9+December+2025&rft.title=SWITCHING+INTENTION+DARI+LAYANAN+BANK+KONVENSIONAL+KE+BANK+SYARIAH+INDONESIA+PENDEKATAN+PUSH%2C+PULL%2C+DAN+MOORING+(PPM)&rft.inst=UIN+SUNAN+KALIJAGA+YOGYAKARTA&rft.tpages=146