TY - THES N1 - Dr. H. Darmawan, S. Pd., MAB. ID - digilib75016 UR - https://digilib.uin-suka.ac.id/id/eprint/75016/ A1 - Nazla Itsna Karamy, NIM.: 20108030070 Y1 - 2025/12/17/ N2 - This study aims to analyze the relationship between Islamic financial literacy, financial behavior, and risk perception on gold savings investment intentions, with knowledge of usury as a moderating variable. This study used primary data by distributing an online questionnaire. The sample used in this study was 109 respondents using a purposive sampling method. The analysis used in this study was SEM-PLS. The results of this study indicate that Islamic financial literacy and financial behavior have a significant positive effect on gold savings investment intentions. Meanwhile, risk perception has a significant negative effect on gold savings investment intentions. Furthermore, knowledge of usury can moderate the relationship between financial behavior and risk perception on gold savings nvestment intentions, but cannot moderate the relationship between Islamic financial literacy and gold savings investment intentions. PB - UIN SUNAN KALIJAGA YOGYAKARTA KW - Literasi Keuangan Syariah KW - Perilaku Keuangan KW - Persepsi Risiko KW - Pengetahuan Tentang Riba KW - Tabungan Emas M1 - skripsi TI - PENGARUH LITERASI KEUANGAN SYARIAH, PERILAKU KEUANGAN, PERSEPSI RISIKO TERHADAP NIAT INVESTASI PADA TABUNGAN EMAS DENGAN PENGETAHUAN RIBA SEBAGAI MODERASI AV - restricted EP - 117 ER -