eprintid: 75016 rev_number: 10 eprint_status: archive userid: 12460 dir: disk0/00/07/50/16 datestamp: 2026-01-12 02:47:21 lastmod: 2026-01-12 02:47:21 status_changed: 2026-01-12 02:47:21 type: thesis metadata_visibility: show contact_email: muh.khabib@uin-suka.ac.id creators_name: Nazla Itsna Karamy, NIM.: 20108030070 title: PENGARUH LITERASI KEUANGAN SYARIAH, PERILAKU KEUANGAN, PERSEPSI RISIKO TERHADAP NIAT INVESTASI PADA TABUNGAN EMAS DENGAN PENGETAHUAN RIBA SEBAGAI MODERASI ispublished: pub subjects: 297.273 divisions: jur_mks full_text_status: restricted keywords: Literasi Keuangan Syariah, Perilaku Keuangan, Persepsi Risiko, Pengetahuan Tentang Riba, Tabungan Emas note: Dr. H. Darmawan, S. Pd., MAB. abstract: This study aims to analyze the relationship between Islamic financial literacy, financial behavior, and risk perception on gold savings investment intentions, with knowledge of usury as a moderating variable. This study used primary data by distributing an online questionnaire. The sample used in this study was 109 respondents using a purposive sampling method. The analysis used in this study was SEM-PLS. The results of this study indicate that Islamic financial literacy and financial behavior have a significant positive effect on gold savings investment intentions. Meanwhile, risk perception has a significant negative effect on gold savings investment intentions. Furthermore, knowledge of usury can moderate the relationship between financial behavior and risk perception on gold savings nvestment intentions, but cannot moderate the relationship between Islamic financial literacy and gold savings investment intentions. date: 2025-12-17 date_type: published pages: 117 institution: UIN SUNAN KALIJAGA YOGYAKARTA department: FAKULTAS EKONOMI DAN BISNIS ISLAM thesis_type: skripsi thesis_name: other citation: Nazla Itsna Karamy, NIM.: 20108030070 (2025) PENGARUH LITERASI KEUANGAN SYARIAH, PERILAKU KEUANGAN, PERSEPSI RISIKO TERHADAP NIAT INVESTASI PADA TABUNGAN EMAS DENGAN PENGETAHUAN RIBA SEBAGAI MODERASI. Skripsi thesis, UIN SUNAN KALIJAGA YOGYAKARTA. document_url: https://digilib.uin-suka.ac.id/id/eprint/75016/1/20108030070_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf document_url: https://digilib.uin-suka.ac.id/id/eprint/75016/2/20108030070_BAB-II_sampai_SEBELUM-BAB-TERAKHIR.pdf