%A NIM.: 22108030087 Mahendra Deni Antoro
%O Dr. Mukhamad Yazid Afandi, M.Ag.
%T PENGARUH LITERASI KEUANGAN SYARIAH, SIKAP, NORMA SUBJEKTIF, KONTROL PERILAKU DAN KEPERCAYAAN MASYARAKAT TERHADAP INTENSI MENGGUNAKAN AKAD MUDHARABAH DI KABUPATEN KLATEN
%X Although Islamic finance in Indonesia continues to develop, the use of mudharabah contracts remains relatively low compared to non–profit-sharing contracts, including in Klaten Regency, indicating a gap between the ideal concept and its practical implementation in society. This study aims to analyze the effect of Islamic financial literacy, attitude, subjective norms, perceived behavioral control, and public trust on the intention to use mudharabah contracts in Klaten Regency. This research employs a quantitative approach using a survey method by distributing questionnaires to the community, with data analyzed through Partial Least Squares–Structural Equation Modeling (PLS-SEM). The results indicate that attitude, subjective norms, perceived behavioral control, and trust have a significant effect on the intention to use mudharabah contracts, while Islamic financial literacy has no significant effect. These findings conclude that psychological, social, and trust-related factors play a more dominant role than knowledge alone in encouraging the use of mudharabah contracts.
%K Mudharabah, Literasi Keuangan Syariah, Norma Subjektif
%D 2026
%I UIN SUNAN KALIJAGA YOGYAKARTA
%L digilib75372