eprintid: 75372 rev_number: 10 eprint_status: archive userid: 12460 dir: disk0/00/07/53/72 datestamp: 2026-02-03 02:38:35 lastmod: 2026-02-03 02:38:35 status_changed: 2026-02-03 02:38:35 type: thesis metadata_visibility: show contact_email: muh.khabib@uin-suka.ac.id creators_name: Mahendra Deni Antoro, NIM.: 22108030087 title: PENGARUH LITERASI KEUANGAN SYARIAH, SIKAP, NORMA SUBJEKTIF, KONTROL PERILAKU DAN KEPERCAYAAN MASYARAKAT TERHADAP INTENSI MENGGUNAKAN AKAD MUDHARABAH DI KABUPATEN KLATEN ispublished: pub subjects: 297.273 divisions: jur_mks full_text_status: restricted keywords: Mudharabah, Literasi Keuangan Syariah, Norma Subjektif note: Dr. Mukhamad Yazid Afandi, M.Ag. abstract: Although Islamic finance in Indonesia continues to develop, the use of mudharabah contracts remains relatively low compared to non–profit-sharing contracts, including in Klaten Regency, indicating a gap between the ideal concept and its practical implementation in society. This study aims to analyze the effect of Islamic financial literacy, attitude, subjective norms, perceived behavioral control, and public trust on the intention to use mudharabah contracts in Klaten Regency. This research employs a quantitative approach using a survey method by distributing questionnaires to the community, with data analyzed through Partial Least Squares–Structural Equation Modeling (PLS-SEM). The results indicate that attitude, subjective norms, perceived behavioral control, and trust have a significant effect on the intention to use mudharabah contracts, while Islamic financial literacy has no significant effect. These findings conclude that psychological, social, and trust-related factors play a more dominant role than knowledge alone in encouraging the use of mudharabah contracts. date: 2026-01-26 date_type: published pages: 153 institution: UIN SUNAN KALIJAGA YOGYAKARTA department: FAKULTAS EKONOMI DAN BISNIS ISLAM thesis_type: skripsi thesis_name: other citation: Mahendra Deni Antoro, NIM.: 22108030087 (2026) PENGARUH LITERASI KEUANGAN SYARIAH, SIKAP, NORMA SUBJEKTIF, KONTROL PERILAKU DAN KEPERCAYAAN MASYARAKAT TERHADAP INTENSI MENGGUNAKAN AKAD MUDHARABAH DI KABUPATEN KLATEN. Skripsi thesis, UIN SUNAN KALIJAGA YOGYAKARTA. document_url: https://digilib.uin-suka.ac.id/id/eprint/75372/1/22108030087_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf document_url: https://digilib.uin-suka.ac.id/id/eprint/75372/2/22108030087_BAB-II_sampai_SEBELUM-BAB-TERAKHIR.pdf