relation: https://digilib.uin-suka.ac.id/id/eprint/75599/
title: PANDANGAN HUKUM ISLAM TERHADAP TABUNGAN EMAS DIGITAL PADA PLATFORM SHOPEE DITINJAU DARI FATWA DSNMUI NO. 77/ DSN-MUI/V/2010
creator: Siti Nurdiana, NIM.: 22103080015
subject: 297.488 Fatwa Ulama
description: The development of the digital economy has encouraged various  innovations in Islamic finance, one of which is digital gold savings on the Shopee  platform. The transformation of gold from physical form to digital services raises  legal issues, particularly regarding the implementation of non-cash gold trading  transactions, the clarity of the contract between users and service providers, the  certainty of ownership of gold stored in digital form, and the fulfillment of Islamic  legal principles in the practice of digital gold savings, as well as the legal certainty  for users. This study aims to analyze the Islamic legal perspective on the practice  of digital gold savings on the Shopee platform as reviewed in Fatwa DSN-MUI  Number 77/DSN-MUI/V/2010 concerning non-cash gold sales and purchases, as  well as to examine its compatibility with the principles of legal certainty using  Gustav Radbruch's theory of legal certainty.  This type of research is field research with a descriptive-analytical design,  using a normative-empirical approach. The focus of this research is to analyze the  compliance of digital gold savings practices on the Shopee platform with the  provisions of DSN-MUI Fatwa No. 77 of 2010 from an Islamic law perspective, as  well as to assess the legal certainty guarantee for users based on Gustav  Radbruch's theory of legal certainty. The theories used are DSN-MUI Fatwa No.  77/V/2010 and Gustav Radbruch's theory of legal certainty. Primary data was  collected through interviews, observations, and documentation, then analyzed  descriptively and analytically to describe the mechanism of digital gold savings on  the Shopee platform, contracts, and legal certainty. Data analysis in this study was  conducted through content analysis and comparison between legal norms and  practices in the field.  The results of the study show that the practice of digital gold savings on the  Shopee platform is, in principle, in accordance with the provisions of Fatwa DSNMUI  No. 77/DSN-MUI/V/2010. This compliance is demonstrated by the fulfillment  of the elements of clear gold ownership (tahaqquq al-milk), clarity of the object of  the contract (ma‘qud ‘alaih), the existence of real underlying assets, and a  transparent transaction mechanism that avoids elements of gharar and riba. From  the perspective of legal certainty theory, the practice of digital gold savings on the  Shopee platform also fulfills the element of legal certainty through written  provisions in the terms and conditions of gold savings, which include procedures  for purchasing, storing, and reselling gold, the timing of transactions, and the rights  and obligations of the parties, which can be accessed by users through the Shopee  application. Thus, digital gold savings on the Shopee platform can be said to be in  accordance with DSN-MUI Fatwa No. 77 of 2010 and has fulfilled the elements  contained in the theory of legal certainty.
date: 2026-01-19
type: Thesis
type: NonPeerReviewed
format: text
language: id
identifier: https://digilib.uin-suka.ac.id/id/eprint/75599/1/22103080015_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf
format: text
language: id
identifier: https://digilib.uin-suka.ac.id/id/eprint/75599/2/22103080015_BAB-II_sampai_SEBELUM-BAB-TERAKHIR.pdf
identifier:   Siti Nurdiana, NIM.: 22103080015  (2026) PANDANGAN HUKUM ISLAM TERHADAP TABUNGAN EMAS DIGITAL PADA PLATFORM SHOPEE DITINJAU DARI FATWA DSNMUI NO. 77/ DSN-MUI/V/2010.  Skripsi thesis, UIN SUNAN KALIJAGA YOGYAKARTA.