@phdthesis{digilib75743, month = {December}, title = {PENGARUH RISIKO KREDIT, RISIKO LIKUIDITAS, RISIKO PASAR DAN RISIKO REPUTASI TERHADAP KINERJA KEUANGAN PERBANKAN DI INDONESIA PERIODE 2020 ? 2024}, school = {UIN SUNAN KALIJAGA YOGYAKARTA}, author = {NIM.: 20108040063 Salsabila Nuzulia}, year = {2025}, note = {Risya Khaerun Nisa, S.E., M.Sc.}, keywords = {Risiko Kredit, Risiko Likuiditas, Risiko Pasar, Risiko Reputasi, dan Kinerja Keuangan}, url = {https://digilib.uin-suka.ac.id/id/eprint/75743/}, abstract = {This study aims to analyze the effect of credit risk, liquidity risk, market risk, and reputation risk on banking financial performance as measured by ROA and ROE. This study was conducted on banks listed on the Indonesia Stock Exchange in the period 2020-2024. This study is a type of quantitative research that uses secondary data in the form of financial reports or banking annual reports. Banks were selected based on predetermined criteria using a purposive sampling method to obtain a sample of 70 observation data. The data analysis technique in this study used the Generalized Method of Moment (GMM) using Stata 14. Based on the results of the data analysis, it can be concluded that (1) credit risk has no effect on ROA or ROE, (2) liquidity risk has no effect on financial performance measured by ROA or ROE, (3) market risk has a positive and significant effect on financial performance on both ROA and ROE, (4) reputation risk has no effect on either ROA or ROE.} }