eprintid: 76236
rev_number: 10
eprint_status: archive
userid: 12243
dir: disk0/00/07/62/36
datestamp: 2026-04-23 03:02:31
lastmod: 2026-04-23 03:02:31
status_changed: 2026-04-23 03:02:31
type: thesis
metadata_visibility: show
contact_email: muchti.nurhidaya@uin-suka.ac.id
creators_name: Muhammad Alfan Fauzan Al Mubarak, NIM.: 21108030014
title: ANALISIS EFISIENSI KINERJA KEUANGAN PADA BANK SYARIAH INDONESIA SEBELUM DAN SESUDAH MERGER (Studi Kasus Bank Syariah Indonesia Tahun 2018-2023)
ispublished: pub
subjects: 332.1
divisions: jur_mks
full_text_status: restricted
keywords: Bank Syariah Indonesia; merger; data envelopment analysis; stochastic frontier analysis; kinerja keuangan
note: Muhfiatun, S.E.I., M.E.I.
abstract: This study aims to analyze the financial performance efficiency of Bank Syariah Indonesia (BSI) before and after the merger in the period 2018–2023. This merger combined three state-owned Islamic banks, namely BNI Syariah, BRI Syariah, and Bank Syariah Mandiri, into a new entity called BSI which began operating in 2021. The analysis was conducted using a quantitative approach with the Data Envelopment Analysis (DEA) and Stochastic Frontier Analysis (SFA) methods, which represent non-parametric and parametric approaches in measuring technical efficiency, respectively. The input variables used include operating expenses and third-party funds, while the output consists of operating income and total financing. The results show that the bank's financial performance efficiency increased post-merger, with BSI showing a high and stable efficiency score. These findings indicate that the merger has a positive impact on operational efficiency and the effectiveness of resource utilization, and demonstrate that the use of two analytical approaches provides complementary and comprehensive results.
date: 2025-08-08
date_type: published
pages: 100
institution: UIN SUNAN KALIJAGA YOGYAKARTA
department: FAKULTAS EKONOMI DAN BISNIS ISLAM
thesis_type: skripsi
thesis_name: other
citation:   Muhammad Alfan Fauzan Al Mubarak, NIM.: 21108030014  (2025) ANALISIS EFISIENSI KINERJA KEUANGAN PADA BANK SYARIAH INDONESIA SEBELUM DAN SESUDAH MERGER (Studi Kasus Bank Syariah Indonesia Tahun 2018-2023).  Skripsi thesis, UIN SUNAN KALIJAGA YOGYAKARTA.   
document_url: https://digilib.uin-suka.ac.id/id/eprint/76236/1/21108030014_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf
document_url: https://digilib.uin-suka.ac.id/id/eprint/76236/2/21108030014_BAB-II_sampai_SEBELUM-BAB-TERAKHIR.pdf