<mets:mets OBJID="eprint_76327" LABEL="Eprints Item" xsi:schemaLocation="http://www.loc.gov/METS/ http://www.loc.gov/standards/mets/mets.xsd http://www.loc.gov/mods/v3 http://www.loc.gov/standards/mods/v3/mods-3-3.xsd" xmlns:mets="http://www.loc.gov/METS/" xmlns:mods="http://www.loc.gov/mods/v3" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"><mets:metsHdr CREATEDATE="2026-05-08T20:16:09Z"><mets:agent ROLE="CUSTODIAN" TYPE="ORGANIZATION"><mets:name>Institutional Repository UIN Sunan Kalijaga Yogyakarta</mets:name></mets:agent></mets:metsHdr><mets:dmdSec ID="DMD_eprint_76327_mods"><mets:mdWrap MDTYPE="MODS"><mets:xmlData><mods:titleInfo><mods:title>PENGARUH RISK PROFILE, GOOD CORPORATE GOVERNANCE, EARNINGS, DAN CAPITAL (RGEC) TERHADAP FINANCIAL DISTRESS PADA BANK PEREKONOMIAN RAKYAT SYARIAH DI PULAU JAWA</mods:title></mods:titleInfo><mods:name type="personal"><mods:namePart type="given">NIM.: 22108040090</mods:namePart><mods:namePart type="family">Nurma Ardiani</mods:namePart><mods:role><mods:roleTerm type="text">author</mods:roleTerm></mods:role></mods:name><mods:abstract>This study analyzes the effect on RGEC on financial distress in Islamic Rural Banks in Java during the 2020-2024 period using a quantitative approach with panel data regression. Financial distress is measured using the -Z-Score, while the independent variables include NPF as a proxy for Risk Profile, the size of the board of commissioners, board of director, and SSB as a proxies for GCG, ROA as a proxy for Earnings, and CAR as a proxy for Capital. The results show that board of director has a negative significant effect and CAR has a positive significant effect on financial distress, while NPF, the board of commissioners, SSB, and ROA are not significant. These findings emphasize the importance of governance effectiveness and capital policy in maintaining financial stability and resilience of Islamic Rural Banks.</mods:abstract><mods:classification authority="lcc">657.42 Akuntansi</mods:classification><mods:originInfo><mods:dateIssued encoding="iso8061">2026-03-06</mods:dateIssued></mods:originInfo><mods:originInfo><mods:publisher>UIN SUNAN KALIJAGA YOGYAKARTA;FAKULTAS EKONOMI DAN BISNIS ISLAM</mods:publisher></mods:originInfo><mods:genre>Thesis</mods:genre></mets:xmlData></mets:mdWrap></mets:dmdSec><mets:amdSec ID="TMD_eprint_76327"><mets:rightsMD ID="rights_eprint_76327_mods"><mets:mdWrap MDTYPE="MODS"><mets:xmlData><mods:useAndReproduction>
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