eprintid: 76337 rev_number: 10 eprint_status: archive userid: 12460 dir: disk0/00/07/63/37 datestamp: 2026-05-04 06:58:03 lastmod: 2026-05-04 06:58:03 status_changed: 2026-05-04 06:58:03 type: thesis metadata_visibility: show contact_email: muh.khabib@uin-suka.ac.id creators_name: Achmad Naufal Fadhilalvito, NIM.: 22108020117 title: PENGARUH MAKROEKONOMI DAN MIKROEKONOMI TERHADAP STABILITAS KEUANGAN BANK PEREKONOMIAN RAKYAT SYARIAH DI PROVINSI JAWA TENGAH JAWA BARAT DAN DAERAH ISTIMEWA YOGYAKARTA ispublished: pub subjects: 297.273 divisions: jur_ps full_text_status: restricted keywords: Stabilitas Keuangan, Z-Score, BPRS, Makroekonomi, Mikroekonomi note: Hasan Al Banna S.E.I., M.E. abstract: This study aims to analyze the effect of macroeconomic and microeconomic factors on the financial stability of Sharia Rural Banks (BPRS) in Central Java, West Java, and the Special Region of Yogyakarta. Financial stability is measured using the Z-Score, which reflects the bank's resilience to bankruptcy risk. Microeconomic variables include Non-Performing Financing (NPF), Cash Ratio (CR), Number of Board of Directors, Number of Board of Commissioners, Number of Sharia Supervisory Board (DPS), Operating Expenses to Operating Income (BOPO), and Capital Adequacy Ratio (CAR). Macroeconomic variables consist of Gross Regional Domestic Product (GRDP) and BI Rate. This study uses a quantitative approach with secondary data from BPRS financial reports and official publications from relevant authorities and is analyzed using panel data regression. The results of this study are expected to provide empirical evidence on the factors that affect the stability of BPRS and serve as consideration for management and regulators in strengthening the resilience and sustainability of BPRS in supporting regional economic growth. date: 2026-03-06 date_type: published pages: 170 institution: UIN SUNAN KALIJAGA YOGYAKARTA department: FAKULTAS EKONOMI DAN BISNIS ISLAM thesis_type: skripsi thesis_name: other citation: Achmad Naufal Fadhilalvito, NIM.: 22108020117 (2026) PENGARUH MAKROEKONOMI DAN MIKROEKONOMI TERHADAP STABILITAS KEUANGAN BANK PEREKONOMIAN RAKYAT SYARIAH DI PROVINSI JAWA TENGAH JAWA BARAT DAN DAERAH ISTIMEWA YOGYAKARTA. Skripsi thesis, UIN SUNAN KALIJAGA YOGYAKARTA. document_url: https://digilib.uin-suka.ac.id/id/eprint/76337/1/22108020117_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf document_url: https://digilib.uin-suka.ac.id/id/eprint/76337/2/22108020117_BAB-II_sampai_SEBELUM-BAB-TERAKHIR.pdf