<mets:mets OBJID="eprint_76358" LABEL="Eprints Item" xsi:schemaLocation="http://www.loc.gov/METS/ http://www.loc.gov/standards/mets/mets.xsd http://www.loc.gov/mods/v3 http://www.loc.gov/standards/mods/v3/mods-3-3.xsd" xmlns:mets="http://www.loc.gov/METS/" xmlns:mods="http://www.loc.gov/mods/v3" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"><mets:metsHdr CREATEDATE="2026-05-08T19:55:47Z"><mets:agent ROLE="CUSTODIAN" TYPE="ORGANIZATION"><mets:name>Institutional Repository UIN Sunan Kalijaga Yogyakarta</mets:name></mets:agent></mets:metsHdr><mets:dmdSec ID="DMD_eprint_76358_mods"><mets:mdWrap MDTYPE="MODS"><mets:xmlData><mods:titleInfo><mods:title>PENGARUH LIKUIDITAS, PROFITABILITAS, DAN KECUKUPAN MODAL TERHADAP STABILITAS KEUANGAN BANK UMUM SYARIAH DI INDONESIA PERIODE 2021-2024</mods:title></mods:titleInfo><mods:name type="personal"><mods:namePart type="given">NIM.. 22108020043</mods:namePart><mods:namePart type="family">Falentina Febriya Sugestin</mods:namePart><mods:role><mods:roleTerm type="text">author</mods:roleTerm></mods:role></mods:name><mods:abstract>Penelitian ini bertujuan untuk mengetahui pengaruh likuiditas, profitabilitas, dan kecukupan modal terhadap stabilitas keuangan yang diproksikan menggunakan metode z-score pada Bank Umum Syariah di Indonesia. Likuiditas diproksikan dengan Financing to Deposit Ratio (FDR), profitabilitas dengan Return on Assetss (ROA), dan kecukupan modal dengan Capital Adequacy Ratio (CAR). Jenis data yang digunakan adalah data kuantitatif dengan teknik purposive sampling serta metode analisis regresi data panel, uji asumsi klasik, uji t, dan uji F. Adapun sampel dalam penelitian ini yaitu 11 Bank Umum Syariah di Indonesia periode 2021–2024 dengan jumlah data observasi sebanyak 176 data. Hasil penelitian menunjukkan bahwa secara simultan likuiditas, profitabilitas, dan kecukupan modal berpengaruh signifikan terhadap stabilitas keuangan bank umum syariah. Sementara itu, secara parsial likuiditas, profitabilitas, dan kecukupan modal berpengaruh positif dan signifikan terhadap stabilitas keuangan.&#13;
Kata kunci : Likuiditas, Profitabilitas, Kecukupan Modal, Stabilitas Keuangan, Bank Umum Syariah</mods:abstract><mods:classification authority="lcc">Perbankan Syariah</mods:classification><mods:originInfo><mods:dateIssued encoding="iso8061">2026-01-30</mods:dateIssued></mods:originInfo><mods:originInfo><mods:publisher>UIN SUNAN KALIJAGA YOGYAKARTA;FAKULTAS EKONOMI DAN BISNIS ISLAM</mods:publisher></mods:originInfo><mods:genre>Thesis</mods:genre></mets:xmlData></mets:mdWrap></mets:dmdSec><mets:amdSec ID="TMD_eprint_76358"><mets:rightsMD ID="rights_eprint_76358_mods"><mets:mdWrap MDTYPE="MODS"><mets:xmlData><mods:useAndReproduction>
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