    {
      "department": "FAKULTAS EKONOMI DAN BISNIS ISLAM",
      "subjects": [
        332.1
      ],
      "eprintid": 76404,
      "thesis_type": "skripsi",
      "date": "2026-03-04",
      "userid": 12243,
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            "uri": "http:\/\/digilib.uin-suka.ac.id\/id\/document\/1055537",
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            "formatdesc": "PERAN CONSUMER VALUE CO – CREATION TERHADAP KEPERCAYAAN DAN REPUTASI DIGITAL BANKING SYARIAH PADA GEN Z DI INDONESIA: MODEL DART (DIALOGUE, ACCESS, RISK ASSESMENT, TRANSPARAN)"
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      "creators": [
        {
          "name": {
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            "family": "Desi Kurniawati"
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      ],
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      "keywords": "DART Model; value co-creation; trust; digital Islamic banking; Gen Z",
      "lastmod": "2026-05-07 01:51:56",
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      "uri": "http:\/\/digilib.uin-suka.ac.id\/id\/eprint\/76404",
      "thesis_name": "other",
      "note": "Alex Fahrur Riza, S.E., M.Sc",
      "full_text_status": "restricted",
      "contact_email": "muchti.nurhidaya@uin-suka.ac.id",
      "divisions": [
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      "abstract": "This study aims to analyze the influence of DART dimensions on Value Co-Creation and its impact on Trust and Reputation among Gen Z mobile banking customers. This quantitative research involved 209 respondents, with data analyzed using SEM-PLS. The results show that Dialogue, Access, and Risk Assessment have a significant positive effect on Value Co-Creation. However, Transparency has no significant influence as it is perceived as a minimum operational standard by Gen Z. Furthermore, Value Co-Creation provenly strengthens Trust and Reputation. Implicatively, Islamic banking needs to transform one-way communication into functional collaborative interaction to bolster loyalty and institutional image today.",
      "type": "thesis",
      "title": "PERAN CONSUMER VALUE CO – CREATION TERHADAP KEPERCAYAAN DAN REPUTASI DIGITAL BANKING SYARIAH PADA GEN Z DI INDONESIA: MODEL DART (DIALOGUE, ACCESS, RISK ASSESMENT, TRANSPARAN)",
      "institution": "UIN SUNAN KALIJAGA YOGYAKARTA",
      "pages": 174
    }