eprintid: 76404 rev_number: 10 eprint_status: archive userid: 12243 dir: disk0/00/07/64/04 datestamp: 2026-05-07 01:51:56 lastmod: 2026-05-07 01:51:56 status_changed: 2026-05-07 01:51:56 type: thesis metadata_visibility: show contact_email: muchti.nurhidaya@uin-suka.ac.id creators_name: Desi Kurniawati, NIM.: 22108020102 title: PERAN CONSUMER VALUE CO – CREATION TERHADAP KEPERCAYAAN DAN REPUTASI DIGITAL BANKING SYARIAH PADA GEN Z DI INDONESIA: MODEL DART (DIALOGUE, ACCESS, RISK ASSESMENT, TRANSPARAN) ispublished: pub subjects: 332.1 divisions: jur_ps full_text_status: restricted keywords: DART Model; value co-creation; trust; digital Islamic banking; Gen Z note: Alex Fahrur Riza, S.E., M.Sc abstract: This study aims to analyze the influence of DART dimensions on Value Co-Creation and its impact on Trust and Reputation among Gen Z mobile banking customers. This quantitative research involved 209 respondents, with data analyzed using SEM-PLS. The results show that Dialogue, Access, and Risk Assessment have a significant positive effect on Value Co-Creation. However, Transparency has no significant influence as it is perceived as a minimum operational standard by Gen Z. Furthermore, Value Co-Creation provenly strengthens Trust and Reputation. Implicatively, Islamic banking needs to transform one-way communication into functional collaborative interaction to bolster loyalty and institutional image today. date: 2026-03-04 date_type: published pages: 174 institution: UIN SUNAN KALIJAGA YOGYAKARTA department: FAKULTAS EKONOMI DAN BISNIS ISLAM thesis_type: skripsi thesis_name: other citation: Desi Kurniawati, NIM.: 22108020102 (2026) PERAN CONSUMER VALUE CO – CREATION TERHADAP KEPERCAYAAN DAN REPUTASI DIGITAL BANKING SYARIAH PADA GEN Z DI INDONESIA: MODEL DART (DIALOGUE, ACCESS, RISK ASSESMENT, TRANSPARAN). Skripsi thesis, UIN SUNAN KALIJAGA YOGYAKARTA. document_url: https://digilib.uin-suka.ac.id/id/eprint/76404/1/22108020102_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf document_url: https://digilib.uin-suka.ac.id/id/eprint/76404/2/22108020102_BAB-II_sampai_SEBELUM-BAB-TERAKHIR.pdf