eprintid: 76513
rev_number: 11
eprint_status: archive
userid: 12243
dir: disk0/00/07/65/13
datestamp: 2026-05-19 08:50:09
lastmod: 2026-05-19 08:50:09
status_changed: 2026-05-19 08:50:09
type: thesis
metadata_visibility: show
contact_email: muchti.nurhidaya@uin-suka.ac.id
creators_name: Dicky Anugrah Perdana Ritonga, NIM.: 21108030122
title: PENGARUH LITERASI KEUANGAN SYARIAH, PERSEPSI RISIKO DAN SERVICE QUALITY TERHADAP MINAT PADA PRODUK TABUNGAN EMAS DI SHOPEE (STUDI PADA MAHASISWA FEB & FEBI DI DIY)
ispublished: pub
subjects: 332
subjects: keu_sya
divisions: jur_mks
full_text_status: restricted
keywords: literasi keuangan syariah; persepsi risiko; kualitas layanan; minat menabung; tabungan emas
note: Muhfiatun, S.E.I., M.E.I.
abstract: This study aims to analyze the influence of Islamic Financial Literacy, Risk Perception, and Service Quality on students’ interest in using Pegadaian Syariah Gold Savings through the Shopee digital platform. A quantitative approach with a survey method was applied to 160 respondents from the Faculty of Islamic Economics and Business (FEBI) and the Faculty of Economics and Business (FEB) in the Special Region of Yogyakarta, using purposive sampling. Data were analyzed using multiple linear regression to examine both partial and simultaneous effects. The results show that, partially, Risk Perception and Service Quality have a positive and significant effect on interest in gold savings, while Islamic Financial Literacy does not have a significant effect. However, simultaneously, the three variables significantly influence students’ interest. These findings highlight the importance of risk perception and digital Service Quality in shaping preferences for Sharia-based technology-driven investments. This study contributes to developing marketing strategies for digital Islamic financial products by emphasizing education, security, and user experience in the digital finance era.
date: 2025-08-20
date_type: published
pages: 115
institution: UIN SUNAN KALIJAGA YOGYAKARTA
department: FAKULTAS ILMU TARBIYAH DAN KEGURUAN
thesis_type: skripsi
thesis_name: other
citation:   Dicky Anugrah Perdana Ritonga, NIM.: 21108030122  (2025) PENGARUH LITERASI KEUANGAN SYARIAH, PERSEPSI RISIKO DAN SERVICE QUALITY TERHADAP MINAT PADA PRODUK TABUNGAN EMAS DI SHOPEE (STUDI PADA MAHASISWA FEB & FEBI DI DIY).  Skripsi thesis, UIN SUNAN KALIJAGA YOGYAKARTA.   
document_url: https://digilib.uin-suka.ac.id/id/eprint/76513/1/21108030122_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf
document_url: https://digilib.uin-suka.ac.id/id/eprint/76513/2/21108030122_BAB-II_sampai_SEBELUM-BAB-TERAKHIR.pdf