relation: https://digilib.uin-suka.ac.id/id/eprint/76530/
title: ANALISIS STANDAR WANPRESTASI SEBAGAI ALASAN EKSEKUSI HAK TANGGUNGAN SENGKETA EKONOMI SYARIAH   (STUDI PUTUSAN-PUTUSAN PENGADILAN AGAMA BANTUL)
creator: Muhammad Ainurrofiq, NIM.: 23203012098
subject: Ekonomi Syariah
description: This study examines the determination of default (wanprestasi) as the  legal basis for the execution of mortgage rights (hak tanggungan) in Islamic  economic disputes before the Bantul Religious Court. The research is motivated  by the absence of detailed operational standards for determining default in Islamic  financing cases. Although the Indonesian Civil Code generally regulates default  and Law Number 4 of 1996 on Mortgage Rights provides that execution may be  carried out when the debtor is in breach of contract, these provisions do not offer  clear technical parameters regarding the level of debtor negligence required to  constitute default and to justify the execution of mortgage rights.  This research is an empirical legal study employing a juridical-empirical  approach. Data were obtained through semi-structured interviews with a judge of  the Bantul Religious Court and through document analysis of twelve court  decisions issued between 2019 and 2024.  The findings indicate that the determination of default in the Bantul  Religious Court decisions reflects three main patterns of judicial reasoning: a  formalistic pattern emphasizing administrative evidence such as contracts and  arrears; a moderate-procedural pattern that considers formal notices (somasi) as an  indicator of negligence; and an integrative pattern that takes into account payment  history, communication between the parties, and the debtor’s good faith. This  study also finds that the execution of mortgage rights is not always automatically  enforced following a default judgment, as disputes are often resolved through  familial or amicable settlement after the decision is rendered. Based on these  findings, the study formulates that the ideal standard of default as the basis for  executing mortgage rights in Islamic economic disputes should be gradual and  integrative, encompassing the clarity of contractual obligations, lawful proof of  negligence, formal notice as a reasonable opportunity, assessment of good faith,  and the placement of execution as an ultimum remedium, in line with the  principles of justice in muamalah.  Keywords: Standard of Default, Execution of Security Rights,  Decisions of the Bantul Religious Court
date: 2025-12-15
type: Thesis
type: NonPeerReviewed
format: text
language: id
identifier: https://digilib.uin-suka.ac.id/id/eprint/76530/1/23203012098_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf
format: text
language: id
identifier: https://digilib.uin-suka.ac.id/id/eprint/76530/2/23203012098_BAB-II_sampai_SEBELUM-BAB-TERAKHIR.pdf
identifier:   Muhammad Ainurrofiq, NIM.: 23203012098  (2025) ANALISIS STANDAR WANPRESTASI SEBAGAI ALASAN EKSEKUSI HAK TANGGUNGAN SENGKETA EKONOMI SYARIAH (STUDI PUTUSAN-PUTUSAN PENGADILAN AGAMA BANTUL).  Masters thesis, UIN SUNAN KALIJAGA YOGYAKARTA.