eprintid: 76580 rev_number: 10 eprint_status: archive userid: 12460 dir: disk0/00/07/65/80 datestamp: 2026-06-08 02:51:22 lastmod: 2026-06-08 02:51:22 status_changed: 2026-06-08 02:51:22 type: thesis metadata_visibility: show contact_email: muh.khabib@uin-suka.ac.id creators_name: Achmad Naufal Wilman, NIM.: 22108020026 title: PENGARUH KINERJA KEUANGAN DAN MAKROEKONOMI TERHADAP FINANCIAL DISTRESS PADA BANK UMUM SYARIAH DI INDONESIA ispublished: pub subjects: 332.1 divisions: jur_ps full_text_status: restricted keywords: Financial Distress, Kinerja Keuangan, Makroekonomi, Bank Umum Syariah, NPF note: Fitri Zaelina, S.E.I., M.E.K. abstract: This study aims to analyze the effect of financial performance and macroeconomic factors on financial distress in Islamic Commercial Banks during the 2020–2025 period using the NPF ratio as a proxy. The variables examined include ROA, CAR, FDR, BOPO, inflation, and interest rates. This research employs quantitative data, purposive sampling techniques, and panel data regression methods. The results indicate that all independent variables simultaneously affect financial distress. Partially, ROA, FDR, and BOPO have a positive effect, CAR has a negative effect, while inflation and interest rates do not significantly affect financial distress. date: 2026-04-30 date_type: published pages: 125 institution: UIN SUNAN KALIJAGA YOGYAKARTA department: FAKULTAS EKONOMI DAN BISNIS ISLAM thesis_type: skripsi thesis_name: other citation: Achmad Naufal Wilman, NIM.: 22108020026 (2026) PENGARUH KINERJA KEUANGAN DAN MAKROEKONOMI TERHADAP FINANCIAL DISTRESS PADA BANK UMUM SYARIAH DI INDONESIA. Skripsi thesis, UIN SUNAN KALIJAGA YOGYAKARTA. document_url: https://digilib.uin-suka.ac.id/id/eprint/76580/1/22108020026_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf document_url: https://digilib.uin-suka.ac.id/id/eprint/76580/2/22108020026_BAB-II_sampai_SEBELUM-BAB-TERAKHIR.pdf