%0 Thesis %9 Skripsi %A Tiara Fadilah, NIM.: 22108020066 %B FAKULTAS EKONOMI DAN BISNIS ISLAM %D 2026 %F digilib:76582 %I UIN SUNAN KALIJAGA YOGYAKARTA %K NPF, FDR, CKPN, Ukuran Perusahaan, Kinerja Keuangan, Unit Usaha Syariah %P 173 %T PENGARUH NPF, FDR, CKPN, DAN UKURAN PERUSAHAAN TERHADAP KINERJA KEUANGAN UNIT USAHA SYARIAH DI INDONESIA PERIODE 2016-2024 %U https://digilib.uin-suka.ac.id/id/eprint/76582/ %X This study aims to analyze the influence of NPF, FDR, CKPN, and company size on the financial performance of Sharia Business Units in Indonesia during the period 2016-2024. Financial performance in this study is measured by Return on Assets (ROA). The method used is a quantitative approach with multiple linear regression analysis of panel data using Stat 17 software. The results show that FDR has a positive and significant effect on ROA, while NPF and CKPN have a negative and significant effect on ROA. Meanwhile, company size does not significantly affect ROA. These findings indicate that financing distribution, non-performing financing, and provisioning policies are important factors determining the financial performance of Sharia Business Units. %Z Hasan Al Banna, S.EI., M.E.