eprintid: 76616
rev_number: 10
eprint_status: archive
userid: 12460
dir: disk0/00/07/66/16
datestamp: 2026-06-09 04:19:31
lastmod: 2026-06-09 04:19:31
status_changed: 2026-06-09 04:19:31
type: thesis
metadata_visibility: show
contact_email: muh.khabib@uin-suka.ac.id
creators_name: Ikmal Nurazis, NIM.: 22108020087
title: PENGARUH FAKTOR INTERNAL DAN EKSTERNAL TERHADAP PROFITABILITAS BANK PEREKONOMIAN RAKYAT SYARIAH (BPRS) DI PULAU JAWA
ispublished: pub
subjects: 332.1
divisions: jur_ps
full_text_status: restricted
keywords: Profitabilitas, ROA, NPF, CAR, Total Aset, Inflasi, PDRB, BPRS
note: Dr. Jeihan Ali Azhar, S.Si., M.E.I.
abstract: This study aims to analyze the effect of internal and external factors on the
profitability of Islamic Rural Banks (BPRS) in Java during the 2020–2024 period.
Profitability is proxied by Return on Assets (ROA), while internal factors include
Non-Performing Financing (NPF), Capital Adequacy Ratio (CAR), and total assets,
and external factors consist of inflation and Gross Regional Domestic Product
(GRDP). This study employs a quantitative approach using panel data regression
analysis with the Random Effect Model (REM). The results indicate that partially,
NPF has a negative effect on profitability, while CAR and total assets show mixed
results. Meanwhile, inflation and GRDP as external factors also demonstrate
inconsistent effects on ROA. Simultaneously, all independent variables are found
to influence the profitability of BPRS. These findings provide an empirical
contribution to the development of Islamic finance research and serve as a basis for
management and regulators in formulating strategies and policies to improve
performance and maintain the stability of Islamic banking, while also enriching the
literature on signaling theory and agency theory in the context of Islamic banking.
date: 2026-05-13
date_type: published
pages: 147
institution: UIN SUNAN KALIJAGA YOGYAKARTA
department: FAKULTAS EKONOMI DAN BISNIS ISLAM
thesis_type: skripsi
thesis_name: other
citation:   Ikmal Nurazis, NIM.: 22108020087  (2026) PENGARUH FAKTOR INTERNAL DAN EKSTERNAL TERHADAP PROFITABILITAS BANK PEREKONOMIAN RAKYAT SYARIAH (BPRS) DI PULAU JAWA.  Skripsi thesis, UIN SUNAN KALIJAGA YOGYAKARTA.   
document_url: https://digilib.uin-suka.ac.id/id/eprint/76616/1/22108020087_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf
document_url: https://digilib.uin-suka.ac.id/id/eprint/76616/2/22108020087_BAB-II_sampai_SEBELUM-BAB-TERAKHIR.pdf