eprintid: 76619
rev_number: 10
eprint_status: archive
userid: 12460
dir: disk0/00/07/66/19
datestamp: 2026-06-10 03:57:54
lastmod: 2026-06-10 03:57:54
status_changed: 2026-06-10 03:57:54
type: thesis
metadata_visibility: show
contact_email: muh.khabib@uin-suka.ac.id
creators_name: Fakhirah Najla Syakirah, NIM.: 22108030017
title: PENGARUH LITERASI KEUANGAN SYARIAH, PERSEPSI KEMUDAHAN PENGGUNAAN, DAN PERSEPSI MANFAAT TERHADAP KEPUTUSAN MASYARAKAT MENGGUNAKAN MOBILE BANKING SYARIAH UNTUK PEMBAYARAN ZAKAT DI YOGYAKARTA DENGAN KEPERCAYAAN SEBAGAI VARIABEL MEDIASI
ispublished: pub
subjects: 658.15
divisions: jur_mks
full_text_status: restricted
keywords: Literasi Keuangan Syariah, Kemudahan Penggunaan, Zakat Digital, Mobile Banking Syariah
note: Hilmy Baroroh, S.E.I., M.E.K.
abstract: This study aims to analyze the influence of Islamic Financial Literacy, Perceived Ease of Use, and Perceived Usefulness on the community's decision in Yogyakarta to use Islamic mobile banking for zakat payments, with Trust as a mediating variable. The primary focus is observing how Sharia understanding and a sense of security influence financial technology adoption for religious needs. The research utilizes a quantitative method with a descriptive approach, collecting data from 150 respondents. Data analysis was conducted using Partial Least Square-Structural Equation Modeling (PLS-SEM) via SmartPLS software. Results indicate that Islamic Financial Literacy, Perceived Ease of Use, and Perceived Usefulness partially have positive and significant effects on the Use Decision. Trust significantly mediates the relationship between literacy, ease, and usefulness toward the decision. These findings confirm that technical and cognitive factors require validation through trust to encourage digital zakat. Consequently, Islamic banks and zakat institutions must enhance system transparency and Sharia education to strengthen public confidence.
date: 2026-06-02
date_type: published
pages: 186
institution: UIN SUNAN KALIJAGA YOGYAKARTA
department: FAKULTAS EKONOMI DAN BISNIS ISLAM
thesis_type: skripsi
thesis_name: other
citation:   Fakhirah Najla Syakirah, NIM.: 22108030017  (2026) PENGARUH LITERASI KEUANGAN SYARIAH, PERSEPSI KEMUDAHAN PENGGUNAAN, DAN PERSEPSI MANFAAT TERHADAP KEPUTUSAN MASYARAKAT MENGGUNAKAN MOBILE BANKING SYARIAH UNTUK PEMBAYARAN ZAKAT DI YOGYAKARTA DENGAN KEPERCAYAAN SEBAGAI VARIABEL MEDIASI.  Skripsi thesis, UIN SUNAN KALIJAGA YOGYAKARTA.   
document_url: https://digilib.uin-suka.ac.id/id/eprint/76619/1/22108030017_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf
document_url: https://digilib.uin-suka.ac.id/id/eprint/76619/2/22108030017_BAB-II_sampai_SEBELUM-BAB-TERAKHIR.pdf