relation: https://digilib.uin-suka.ac.id/id/eprint/77171/ title: PENGARUH DIVERSIFIKASI PEMBIAYAAN BERDASARKAN AKAD, LIKUIDITAS, DAN MAKROEKONOMI TERHADAP PEMBIAYAAN BERMASALAH PADA UNIT USAHA SYARIAH DI INDONESIA PERIODE 2015-2024 creator: Nur Fiqhiyyah Faizah, NIM.: 22108020048 subject: 297.273 Ekonomi Islam / Fiqih Muamalah description: The main indicator for assessing financing quality in Sharia Business Units (UUS) is Non-Performing Financing (NPF) or problematic financing. This study analyzes how profit-sharing financing, receivables-based financing, Financing to Deposit Ratio (FDR), inflation, and Gross Domestic Product (GDP) affect NPF in UUS in Indonesia for the 2015–2024 period. This study uses a quantitative approach with secondary data and panel data regression using the Random Effect Model (REM). The results show that profit-sharing financing has a significant negative effect on NPF, while receivable-based financing, FDR, and inflation do not have a significant effect. GDP has a significant negative effect on NPF at the 10% significance level. date: 2026-06-02 type: Thesis type: NonPeerReviewed format: text language: id identifier: https://digilib.uin-suka.ac.id/id/eprint/77171/1/22108020048_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf format: text language: id identifier: https://digilib.uin-suka.ac.id/id/eprint/77171/2/22108020048_BAB-II_sampai_SEBELUM-BAB-TERAKHIR.pdf identifier: Nur Fiqhiyyah Faizah, NIM.: 22108020048 (2026) PENGARUH DIVERSIFIKASI PEMBIAYAAN BERDASARKAN AKAD, LIKUIDITAS, DAN MAKROEKONOMI TERHADAP PEMBIAYAAN BERMASALAH PADA UNIT USAHA SYARIAH DI INDONESIA PERIODE 2015-2024. Skripsi thesis, UIN SUNAN KALIJAGA YOGYAKARTA.