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        <dc:title>PENGARUH DIVERSIFIKASI PEMBIAYAAN BERDASARKAN AKAD, LIKUIDITAS, DAN MAKROEKONOMI TERHADAP PEMBIAYAAN BERMASALAH PADA UNIT USAHA SYARIAH DI INDONESIA PERIODE 2015-2024</dc:title>
        <dc:creator>Nur Fiqhiyyah Faizah, NIM.: 22108020048</dc:creator>
        <dc:subject>297.273 Ekonomi Islam / Fiqih Muamalah</dc:subject>
        <dc:description>The main indicator for assessing financing quality in Sharia Business Units (UUS) is Non-Performing Financing (NPF) or problematic financing. This study analyzes how profit-sharing financing, receivables-based financing, Financing to Deposit Ratio (FDR), inflation, and Gross Domestic Product (GDP) affect NPF in UUS in Indonesia for the 2015–2024 period. This study uses a quantitative approach with secondary data and panel data regression using the Random Effect Model (REM). The results show that profit-sharing financing has a significant negative effect on NPF, while receivable-based financing, FDR, and inflation do not have a significant effect. GDP has a significant negative effect on NPF at the 10% significance level.</dc:description>
        <dc:date>2026-06-02</dc:date>
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        <dc:identifier>https://digilib.uin-suka.ac.id/id/eprint/77171/1/22108020048_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf</dc:identifier>
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        <dc:identifier>https://digilib.uin-suka.ac.id/id/eprint/77171/2/22108020048_BAB-II_sampai_SEBELUM-BAB-TERAKHIR.pdf</dc:identifier>
        <dc:identifier>  Nur Fiqhiyyah Faizah, NIM.: 22108020048  (2026) PENGARUH DIVERSIFIKASI PEMBIAYAAN BERDASARKAN AKAD, LIKUIDITAS, DAN MAKROEKONOMI TERHADAP PEMBIAYAAN BERMASALAH PADA UNIT USAHA SYARIAH DI INDONESIA PERIODE 2015-2024.  Skripsi thesis, UIN SUNAN KALIJAGA YOGYAKARTA.   </dc:identifier></oai_dc:dc>
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