eprintid: 77171 rev_number: 10 eprint_status: archive userid: 12460 dir: disk0/00/07/71/71 datestamp: 2026-06-30 04:02:15 lastmod: 2026-06-30 04:02:15 status_changed: 2026-06-30 04:02:15 type: thesis metadata_visibility: show contact_email: muh.khabib@uin-suka.ac.id creators_name: Nur Fiqhiyyah Faizah, NIM.: 22108020048 title: PENGARUH DIVERSIFIKASI PEMBIAYAAN BERDASARKAN AKAD, LIKUIDITAS, DAN MAKROEKONOMI TERHADAP PEMBIAYAAN BERMASALAH PADA UNIT USAHA SYARIAH DI INDONESIA PERIODE 2015-2024 ispublished: pub subjects: 297.273 divisions: jur_ps full_text_status: restricted keywords: NPF, Unit Usaha Syariah, Pembiayaan Bagi Hasil, Pembiayaan Berbasis Piutang, FDR, Inflasi, PDB note: Rosyid Nur Anggara Putra, SPd., M.Si. abstract: The main indicator for assessing financing quality in Sharia Business Units (UUS) is Non-Performing Financing (NPF) or problematic financing. This study analyzes how profit-sharing financing, receivables-based financing, Financing to Deposit Ratio (FDR), inflation, and Gross Domestic Product (GDP) affect NPF in UUS in Indonesia for the 2015–2024 period. This study uses a quantitative approach with secondary data and panel data regression using the Random Effect Model (REM). The results show that profit-sharing financing has a significant negative effect on NPF, while receivable-based financing, FDR, and inflation do not have a significant effect. GDP has a significant negative effect on NPF at the 10% significance level. date: 2026-06-02 date_type: published pages: 149 institution: UIN SUNAN KALIJAGA YOGYAKARTA department: FAKULTAS EKONOMI DAN BISNIS ISLAM thesis_type: skripsi thesis_name: other citation: Nur Fiqhiyyah Faizah, NIM.: 22108020048 (2026) PENGARUH DIVERSIFIKASI PEMBIAYAAN BERDASARKAN AKAD, LIKUIDITAS, DAN MAKROEKONOMI TERHADAP PEMBIAYAAN BERMASALAH PADA UNIT USAHA SYARIAH DI INDONESIA PERIODE 2015-2024. Skripsi thesis, UIN SUNAN KALIJAGA YOGYAKARTA. document_url: https://digilib.uin-suka.ac.id/id/eprint/77171/1/22108020048_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf document_url: https://digilib.uin-suka.ac.id/id/eprint/77171/2/22108020048_BAB-II_sampai_SEBELUM-BAB-TERAKHIR.pdf