<mets:mets OBJID="eprint_77457" LABEL="Eprints Item" xsi:schemaLocation="http://www.loc.gov/METS/ http://www.loc.gov/standards/mets/mets.xsd http://www.loc.gov/mods/v3 http://www.loc.gov/standards/mods/v3/mods-3-3.xsd" xmlns:mets="http://www.loc.gov/METS/" xmlns:mods="http://www.loc.gov/mods/v3" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"><mets:metsHdr CREATEDATE="2026-07-07T22:27:36Z"><mets:agent ROLE="CUSTODIAN" TYPE="ORGANIZATION"><mets:name>Institutional Repository UIN Sunan Kalijaga Yogyakarta</mets:name></mets:agent></mets:metsHdr><mets:dmdSec ID="DMD_eprint_77457_mods"><mets:mdWrap MDTYPE="MODS"><mets:xmlData><mods:titleInfo><mods:title>Customer Interest in Using Bank Syariah Indonesia Mobile BSI in Jambi Province</mods:title></mods:titleInfo><mods:name type="personal"><mods:namePart type="given">-</mods:namePart><mods:namePart type="family">Romi Hidayat</mods:namePart><mods:role><mods:roleTerm type="text">author</mods:roleTerm></mods:role></mods:name><mods:name type="personal"><mods:namePart type="given">-</mods:namePart><mods:namePart type="family">Darmawan</mods:namePart><mods:role><mods:roleTerm type="text">author</mods:roleTerm></mods:role></mods:name><mods:name type="personal"><mods:namePart type="given">-</mods:namePart><mods:namePart type="family">Muhammad Ahsanul Amal</mods:namePart><mods:role><mods:roleTerm type="text">author</mods:roleTerm></mods:role></mods:name><mods:name type="personal"><mods:namePart type="given">-</mods:namePart><mods:namePart type="family">Sabardin</mods:namePart><mods:role><mods:roleTerm type="text">author</mods:roleTerm></mods:role></mods:name><mods:name type="personal"><mods:namePart type="given">-</mods:namePart><mods:namePart type="family">Usman  Shabur</mods:namePart><mods:role><mods:roleTerm type="text">author</mods:roleTerm></mods:role></mods:name><mods:abstract>Bank Syariah Indonesia customers in Jambi Province have great potential in using BSI Mobile. &#13;
However, the use of BSI Mobile is not yet optimal. It is indicated that BSI customers in Jambi Province &#13;
are hampered by the lack of branch offices in every district/city in Jambi Province. This has hampered &#13;
customers' interest in using BSI Mobile. This study aims to evaluate the impact of perceived ease of use, &#13;
perceived benefits, perceived risk, service quality, and sharia compliance on the interest in using BSI &#13;
Mobile Bank Syariah Indonesia in Jambi Province. Using quantitative methodology, this research &#13;
involved 272 respondents/customers and utilized the SmartPLS analysis technique. In this study, &#13;
interest in using BSI Mobile is negatively and significantly influenced by risk perception, but positively &#13;
and significantly influenced by perceived usefulness, sharia compliance, service quality, and ease of &#13;
use. The findings of this study imply that customers are more interested in utilizing BSI Mobile when &#13;
companies provide higher quality services. This research recommends that Bank Syariah Indonesia &#13;
(BSI) in Jambi Province improve the features on BSI Mobile and provide discounts or cashback on &#13;
payments/transactions through the use of BSI Mobile.</mods:abstract><mods:classification authority="lcc">332.1 Banks/Bank, Perbankan</mods:classification><mods:classification authority="lcc">Perbankan Syariah</mods:classification><mods:originInfo><mods:dateIssued encoding="iso8061">2025</mods:dateIssued></mods:originInfo><mods:originInfo><mods:publisher>Politeknik Negeri Bandung</mods:publisher></mods:originInfo><mods:genre>Article</mods:genre></mets:xmlData></mets:mdWrap></mets:dmdSec><mets:amdSec ID="TMD_eprint_77457"><mets:rightsMD ID="rights_eprint_77457_mods"><mets:mdWrap MDTYPE="MODS"><mets:xmlData><mods:useAndReproduction>
<p xmlns="http://www.w3.org/1999/xhtml"><strong>For work being deposited by its own author:</strong> 
In self-archiving this collection of files and associated bibliographic 
metadata, I grant Institutional Repository UIN Sunan Kalijaga Yogyakarta the right to store 
them and to make them permanently available publicly for free on-line. 
I declare that this material is my own intellectual property and I 
understand that Institutional Repository UIN Sunan Kalijaga Yogyakarta does not assume any 
responsibility if there is any breach of copyright in distributing these 
files or metadata. (All authors are urged to prominently assert their 
copyright on the title page of their work.)</p>

<p xmlns="http://www.w3.org/1999/xhtml"><strong>For work being deposited by someone other than its 
author:</strong> I hereby declare that the collection of files and 
associated bibliographic metadata that I am archiving at 
Institutional Repository UIN Sunan Kalijaga Yogyakarta) is in the public domain. If this is 
not the case, I accept full responsibility for any breach of copyright 
that distributing these files or metadata may entail.</p>

<p xmlns="http://www.w3.org/1999/xhtml">Clicking on the deposit button indicates your agreement to these 
terms.</p>
    </mods:useAndReproduction></mets:xmlData></mets:mdWrap></mets:rightsMD></mets:amdSec><mets:fileSec><mets:fileGrp USE="reference"><mets:file ID="eprint_77457_1066331_1" SIZE="669754" OWNERID="https://digilib.uin-suka.ac.id/id/eprint/77457/1/Customer%20Interest%20in%20Using%20Bank%20Syariah%20Indonesia%20Mobile%20BSI%20in%20Jambi%20Province.pdf" MIMETYPE="application/pdf"><mets:FLocat LOCTYPE="URL" xlink:type="simple" xlink:href="https://digilib.uin-suka.ac.id/id/eprint/77457/1/Customer%20Interest%20in%20Using%20Bank%20Syariah%20Indonesia%20Mobile%20BSI%20in%20Jambi%20Province.pdf"></mets:FLocat></mets:file></mets:fileGrp></mets:fileSec><mets:structMap><mets:div DMDID="DMD_eprint_77457_mods" ADMID="TMD_eprint_77457"><mets:fptr FILEID="eprint_77457_document_1066331_1"></mets:fptr></mets:div></mets:structMap></mets:mets>