<mets:mets OBJID="eprint_77630" LABEL="Eprints Item" xsi:schemaLocation="http://www.loc.gov/METS/ http://www.loc.gov/standards/mets/mets.xsd http://www.loc.gov/mods/v3 http://www.loc.gov/standards/mods/v3/mods-3-3.xsd" xmlns:mets="http://www.loc.gov/METS/" xmlns:mods="http://www.loc.gov/mods/v3" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"><mets:metsHdr CREATEDATE="2026-07-28T23:28:28Z"><mets:agent ROLE="CUSTODIAN" TYPE="ORGANIZATION"><mets:name>Institutional Repository UIN Sunan Kalijaga Yogyakarta</mets:name></mets:agent></mets:metsHdr><mets:dmdSec ID="DMD_eprint_77630_mods"><mets:mdWrap MDTYPE="MODS"><mets:xmlData><mods:titleInfo><mods:title>PENGARUH FINANCIAL SELF-EFFICACY, GAYA HIDUP, DAN LITERASI KEUANGAN SYARIAH TERHADAP KESEJAHTERAAN KEUANGAN MASYARAKAT DENGAN PERILAKU PENGELOLAAN KEUANGAN SEBAGAI VARIABEL MEDIASI PADA MASYARAKAT KOTA YOGYAKARTA</mods:title></mods:titleInfo><mods:name type="personal"><mods:namePart type="given">NIM.: 22108030067</mods:namePart><mods:namePart type="family">Mia Putri Audina</mods:namePart><mods:role><mods:roleTerm type="text">author</mods:roleTerm></mods:role></mods:name><mods:abstract>This study aims to determine the effect of financial self-efficacy, lifestyle, and Islamic financial literacy on the financial well-being of the community with financial management behavior as a mediating variable in the community of Yogyakarta City. The sampling technique used was purposive sampling, with a sample size of 220 respondents from the community of Yogyakarta City. Data were analyzed using the Partial Least Squares-Structural Equation Modeling (PLS-SEM) method with the help of SmartPLS software version 4.1.1.7. The results of the analysis show a positive and significant influence of financial self-efficacy and financial management behavior, as well as a negative influence of lifestyle on the financial well-being of the community, while Islamic financial literacy has no significant effect. Then, financial self-efficacy and Islamic financial literacy have a significant positive impact on the financial well-being of the community through financial management behavior as a mediator, while lifestyle has no effect through the mediation of financial management behavior.</mods:abstract><mods:classification authority="lcc">658.15 Manajemen Keuangan</mods:classification><mods:originInfo><mods:dateIssued encoding="iso8061">2026-07-01</mods:dateIssued></mods:originInfo><mods:originInfo><mods:publisher>UIN SUNAN KALIJAGA YOGYAKARTA;FAKULTAS EKONOMI DAN BISNIS ISLAM</mods:publisher></mods:originInfo><mods:genre>Thesis</mods:genre></mets:xmlData></mets:mdWrap></mets:dmdSec><mets:amdSec ID="TMD_eprint_77630"><mets:rightsMD ID="rights_eprint_77630_mods"><mets:mdWrap MDTYPE="MODS"><mets:xmlData><mods:useAndReproduction>
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