PENGARUH FINANCIAL SELF-EFFICACY, GAYA HIDUP, DAN LITERASI KEUANGAN SYARIAH TERHADAP KESEJAHTERAAN KEUANGAN MASYARAKAT DENGAN PERILAKU PENGELOLAAN KEUANGAN SEBAGAI VARIABEL MEDIASI PADA MASYARAKAT KOTA YOGYAKARTANIM.: 22108030067Mia Putri AudinaauthorThis study aims to determine the effect of financial self-efficacy, lifestyle, and Islamic financial literacy on the financial well-being of the community with financial management behavior as a mediating variable in the community of Yogyakarta City. The sampling technique used was purposive sampling, with a sample size of 220 respondents from the community of Yogyakarta City. Data were analyzed using the Partial Least Squares-Structural Equation Modeling (PLS-SEM) method with the help of SmartPLS software version 4.1.1.7. The results of the analysis show a positive and significant influence of financial self-efficacy and financial management behavior, as well as a negative influence of lifestyle on the financial well-being of the community, while Islamic financial literacy has no significant effect. Then, financial self-efficacy and Islamic financial literacy have a significant positive impact on the financial well-being of the community through financial management behavior as a mediator, while lifestyle has no effect through the mediation of financial management behavior.658.15 Manajemen Keuangan2026-07-01UIN SUNAN KALIJAGA YOGYAKARTA;FAKULTAS EKONOMI DAN BISNIS ISLAMThesis