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PENGARUH FINANCIAL SELF-EFFICACY, GAYA HIDUP, DAN LITERASI KEUANGAN SYARIAH TERHADAP KESEJAHTERAAN KEUANGAN MASYARAKAT DENGAN PERILAKU PENGELOLAAN KEUANGAN SEBAGAI VARIABEL MEDIASI PADA MASYARAKAT KOTA YOGYAKARTA
This study aims to determine the effect of financial self-efficacy, lifestyle, and Islamic financial literacy on the financial well-being of the community with financial management behavior as a mediating variable in the community of Yogyakarta City. The sampling technique used was purposive sampling, with a sample size of 220 respondents from the community of Yogyakarta City. Data were analyzed using the Partial Least Squares-Structural Equation Modeling (PLS-SEM) method with the help of SmartPLS software version 4.1.1.7. The results of the analysis show a positive and significant influence of financial self-efficacy and financial management behavior, as well as a negative influence of lifestyle on the financial well-being of the community, while Islamic financial literacy has no significant effect. Then, financial self-efficacy and Islamic financial literacy have a significant positive impact on the financial well-being of the community through financial management behavior as a mediator, while lifestyle has no effect through the mediation of financial management behavior.
FAKULTAS EKONOMI DAN BISNIS ISLAM, UIN SUNAN KALIJAGA YOGYAKARTA
PENGARUH FINANCIAL SELF-EFFICACY, GAYA HIDUP, DAN LITERASI KEUANGAN SYARIAH TERHADAP KESEJAHTERAAN KEUANGAN MASYARAKAT DENGAN PERILAKU PENGELOLAAN KEUANGAN SEBAGAI VARIABEL MEDIASI PADA MASYARAKAT KOTA YOGYAKARTA (Text)
PENGARUH FINANCIAL SELF-EFFICACY, GAYA HIDUP, DAN LITERASI KEUANGAN SYARIAH TERHADAP KESEJAHTERAAN KEUANGAN MASYARAKAT DENGAN PERILAKU PENGELOLAAN KEUANGAN SEBAGAI VARIABEL MEDIASI PADA MASYARAKAT KOTA YOGYAKARTA (Other)
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