%A NIM.: 22103080009 Rendi Meilandi Kresnawan
%O Dr. Abdul Mughits, S.Ag., M.Ag.
%T ANALISIS TERHADAP PRAKTIK INVESTASI SAHAM SYARIAH MELALUI PLATFORM BIBIT DALAM PERSPEKTIF HUKUM ISLAM
%X The rapid development of financial technology has significantly transformed
investment activities, including sharia stock investment, which can now be conducted
through digital platforms such as Bibit. The convenience, efficiency, and accessibility
offered by such platforms have increased public interest in sharia-based investment
products. Nevertheless, the implementation of sharia stock investment through digital
platforms requires further examination to ensure its compliance with Islamic legal
principles as stipulated in the fatwas of the National Sharia Council-Indonesian Ulema
Council (DSN-MUI) and the objectives of Islamic law (maqāṣid al-sharī‘ah). This
study aims to: (1) describe the practice of sharia stock investment through the Bibit
platform; (2) analyze the practice from the perspective of DSN-MUI fatwas; and (3)
examine it from the perspective of maqāṣid al-sharī‘ah.
This study employs a library research method with a descriptive-analytical
approach. The data were collected from various written sources, including DSN-MUI
fatwas, statutory regulations, books, academic journals, undergraduate theses,
master's theses, and other relevant literature. The study applies a normative approach
focusing on Islamic legal principles derived from the Qur’an, Hadith, DSN-MUI fatwas,
and the theory of maqāṣid al-sharī‘ah. The collected data were analyzed qualitatively
through data reduction, classification, interpretation, and conclusion drawing.
The findings reveal that sharia stock investment through the Bibit platform
involves account registration, fund deposits, the selection of stocks listed in the Sharia
Securities List (Daftar Efek Syariah), and electronic trading through the Indonesia
Stock Exchange. From the perspective of DSN-MUI fatwas, the investment practice
complies with sharia principles because it utilizes sharia-compliant stocks, avoids
elements of riba (usury), gharar (uncertainty), and maisir (gambling), and does not
facilitate short selling or interest-based margin trading. Furthermore, from the
perspective of maqāṣid al-sharī‘ah, the practice promotes public welfare by preserving
religion (hifẓ al-dīn), enhancing intellectual awareness and financial literacy (hifẓ al-
‘aql), and protecting as well as developing wealth productively (hifẓ al-māl). Therefore,
sharia stock investment through the Bibit platform is considered consistent with Islamic
legal principles and supports the realization of the objectives of Islamic law in
economic transactions.
%K Investasi Saham Syariah, Platform Bibit, Fatwa DSN-MUI, Maqāṣid asy-
Syarīʿah, Hukum Ekonomi Syariah
%D 2026
%I UIN SUNAN KALIJAGA YOGYAKARTA
%L digilib77712