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primary topic: DETERMINAN PERILAKU KEUANGAN NASABAH BANK SYARIAH DALAM PERSEPKTIF RELIGIUSITAS

DETERMINAN PERILAKU KEUANGAN NASABAH BANK SYARIAH DALAM PERSEPKTIF RELIGIUSITAS
type: Thesis
type: Article
abstract: This study aims to analyze the determinants of Financial behavior among Islamic bank customers by integrating religiosity as a moderating variable. The primary focus of the research is to evaluate the influence of perceived maslahah (public interest), customer attitude, and trust on Financial behavior within the Islamic banking ecosystem in the Greater Jakarta area (Jabodetabek). The phenomenon of low financial literacy and the prevailing public perception that Islamic banks are identical to conventional banks serve as the critical background for examining customers' internal cognitive and affective factors. The research method employed is a quantitative method using statistical analysis tools the Partial Least Squares Structural Equation Modeling (PLS-SEM) approach, processed via SmartPLS Software. Data were collected through questionnaires distributed to Islamic bank customers using specific sampling techniques and measured using a Likert scale. Data analysis includes the evaluation of the measurement model (Outer Model) for validity and reliability, as well as the structural model (Inner Model) through Bootstrapping techniques to test the hypotheses. The results of the study indicate that perceived maslahah, customer attitude, and trust partially have a positive and significant influence on customer Financial behavior. Simultaneously, these three factors also significantly determine financial decision-making in Islamic banking. A crucial finding of this research reveals that religiosity functions as a moderating variable that significantly strengthens the influence of perceived maslahah, attitude, and trust on Financial behavior. This suggests that customers with high levels of religiosity tend to be more consistent in implementing Sharia principles in their financial activities. The conclusion of this study affirms that the Financial behavior of Islamic bank customers is driven by a combination of utility (maslahah), psychological evaluation (attitude), and inst…
date: 2026-06-09
status: published
author list: authors
type: EPrint
type: ThesisEPrint
is part of: repository
has document: DETERMINAN PERILAKU KEUANGAN NASABAH BANK SYARIAH DALAM PERSEPKTIF RELIGIUSITAS (Text)
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has document: DETERMINAN PERILAKU KEUANGAN NASABAH BANK SYARIAH DALAM PERSEPKTIF RELIGIUSITAS (Other)
subject: 297.273 Ekonomi Islam / Fiqih Muamalah

DETERMINAN PERILAKU KEUANGAN NASABAH BANK SYARIAH DALAM PERSEPKTIF RELIGIUSITAS (Text)
type: Document
has file: 22303012021_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf
has part: 22303012021_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf

DETERMINAN PERILAKU KEUANGAN NASABAH BANK SYARIAH DALAM PERSEPKTIF RELIGIUSITAS (Text)
type: Document

UIN SUNAN KALIJAGA YOGYAKARTA
type: Organization

FAKULTAS SYARI’AH DAN HUKUM, UIN SUNAN KALIJAGA YOGYAKARTA
type: Organization

NIM.: 22303012021 Ali Mutaufiq
type: Person
given name: NIM.: 22303012021
family name: Ali Mutaufiq

DETERMINAN PERILAKU KEUANGAN NASABAH BANK SYARIAH DALAM PERSEPKTIF RELIGIUSITAS (Other)
type: Document
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DETERMINAN PERILAKU KEUANGAN NASABAH BANK SYARIAH DALAM PERSEPKTIF RELIGIUSITAS (Other)
type: Document
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DETERMINAN PERILAKU KEUANGAN NASABAH BANK SYARIAH DALAM PERSEPKTIF RELIGIUSITAS (Other)
type: Document
is version of: DETERMINAN PERILAKU KEUANGAN NASABAH BANK SYARIAH DALAM PERSEPKTIF RELIGIUSITAS (Text)
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DETERMINAN PERILAKU KEUANGAN NASABAH BANK SYARIAH DALAM PERSEPKTIF RELIGIUSITAS (Other)
type: Document
is version of: DETERMINAN PERILAKU KEUANGAN NASABAH BANK SYARIAH DALAM PERSEPKTIF RELIGIUSITAS (Text)
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DETERMINAN PERILAKU KEUANGAN NASABAH BANK SYARIAH DALAM PERSEPKTIF RELIGIUSITAS (Other)
type: Document
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DETERMINAN PERILAKU KEUANGAN NASABAH BANK SYARIAH DALAM PERSEPKTIF RELIGIUSITAS (Other)
type: Document
is version of: DETERMINAN PERILAKU KEUANGAN NASABAH BANK SYARIAH DALAM PERSEPKTIF RELIGIUSITAS (Text)
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DETERMINAN PERILAKU KEUANGAN NASABAH BANK SYARIAH DALAM PERSEPKTIF RELIGIUSITAS (Other)
type: Document
is version of: DETERMINAN PERILAKU KEUANGAN NASABAH BANK SYARIAH DALAM PERSEPKTIF RELIGIUSITAS (Text)
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DETERMINAN PERILAKU KEUANGAN NASABAH BANK SYARIAH DALAM PERSEPKTIF RELIGIUSITAS (Other)
type: Document
is version of: DETERMINAN PERILAKU KEUANGAN NASABAH BANK SYARIAH DALAM PERSEPKTIF RELIGIUSITAS (Text)
is volatile version of: DETERMINAN PERILAKU KEUANGAN NASABAH BANK SYARIAH DALAM PERSEPKTIF RELIGIUSITAS (Text)
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primary topic: DETERMINAN PERILAKU KEUANGAN NASABAH BANK SYARIAH DALAM PERSEPKTIF RELIGIUSITAS

297.273 Ekonomi Islam / Fiqih Muamalah
type: Concept