eprintid: 77833
rev_number: 10
eprint_status: archive
userid: 12460
dir: disk0/00/07/78/33
datestamp: 2026-08-10 04:25:27
lastmod: 2026-08-10 04:25:27
status_changed: 2026-08-10 04:25:27
type: thesis
metadata_visibility: show
contact_email: muh.khabib@uin-suka.ac.id
creators_name: Abdul Karim Padlulloh, NIM.: 22108010027
title: PENGARUH PEMBIAYAAN PROFIT LOSS SHARING DAN INDIKATOR KINERJA KEUANGAN BANK TERHADAP PROFITABILITAS BANK UMUM SYARIAH DI INDONESIA PERIODE 2021-2025
ispublished: pub
subjects: 297.273
divisions: jur_es
full_text_status: restricted
keywords: Profit Loss Sharing, Return On Assets , Non Performing Financing, Bank Size, Financing to Deposit Ratio, BOPO, Bank Umum Syariah.
note: Dr. Muh Rudi Nugroho, S.E., M. Sc.
abstract: This study aims to analyse the effect of Profit and Loss Sharing (PLS) financing on profitability, as proxied by Return on Assets (ROA), at Islamic commercial banks in Indonesia for the period 2021–2025. Furthermore, this study utilises the following financial ratio variables: Non-Performing Financing (NPF), Bank Size, Financing to Deposit Ratio (FDR), and Operating Expenses to Operating Income Ratio (BOPO). The research sample consists of seven Islamic commercial banks selected using purposive sampling; data analysis was conducted using panel data regression with a Fixed Effects Model (FEM), estimated using the Panel EGLS method with Cross-section SUR (PCSE). The results indicate that, taken together, the variables PLS, NPF, Bank Size, FDR and BOPO have a significant effect on ROA. Partially, PLS and BOPO have a negative and significant effect on ROA, whilst Bank Size has a positive and significant effect on ROA. Meanwhile,
date: 2026-07-27
date_type: published
pages: 116
institution: UIN SUNAN KALIJAGA YOGYAKARTA
department: FAKULTAS EKONOMI DAN BISNIS ISLAM
thesis_type: skripsi
thesis_name: other
citation:   Abdul Karim Padlulloh, NIM.: 22108010027  (2026) PENGARUH PEMBIAYAAN PROFIT LOSS SHARING DAN INDIKATOR KINERJA KEUANGAN BANK TERHADAP PROFITABILITAS BANK UMUM SYARIAH DI INDONESIA PERIODE 2021-2025.  Skripsi thesis, UIN SUNAN KALIJAGA YOGYAKARTA.   
document_url: https://digilib.uin-suka.ac.id/id/eprint/77833/1/22108010027_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf
document_url: https://digilib.uin-suka.ac.id/id/eprint/77833/2/22108010027_BAB-II_sampai_SEBELUM-BAB-TERAKHIR.pdf