TY - THES N1 - Farid Hidayat S.H., M.S.I., CMA. ID - digilib77887 UR - https://digilib.uin-suka.ac.id/id/eprint/77887/ A1 - Zanuba Faza Alya, NIM.: 22108020118 Y1 - 2026/07/21/ N2 - This study aims to examine the influence of attitude, social influence, and self-efficacy on generation Z's behavioral intention to use tabungan iB Hijrah of Bank Muamalat Indonesia in the Special Region of Yogyakarta by applying the ASE Model. This research employed a quantitative approach using primary data collected from 225 respondents through questionnaires with random sampling. Data were analyzed using Partial Least Squares?Structural Equation Modeling (PLS-SEM) with SmartPLS 3. The findings indicate that attitude, social influence, and self-efficacy have positive and significant effects on behavioral intention. The results confirm that the ASE Model effectively explains generation Z's intention to use Islamic banking products. PB - UIN SUNAN KALIJAGA YOGYAKARTA KW - ASE Model KW - Attitude KW - Self-Efficacy KW - Social Influence KW - Behavioral Intention KW - Gen Z KW - Tabungan Ib Hijrah M1 - skripsi TI - NIAT GEN Z MENGGUNAKAN PRODUK TABUNGAN IB HIJRAH BANK MUAMALAT INDONESIA DENGAN PENDEKATAN ATTITUDE-SOCIAL INFLUENCE-SELF EFFICACY (ASE) MODEL AV - restricted EP - 151 ER -