{
      "department": "FAKULTAS SYARI’AH DAN HUKUM",
      "subjects": [
        345
      ],
      "eprintid": 77932,
      "thesis_type": "skripsi",
      "date": "2026-06-02",
      "userid": 12460,
      "documents": [
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            "language": "id",
            "placement": 1,
            "eprintid": 77932,
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                  "filename": "22103040049_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf"
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            ],
            "content": "published",
            "rev_number": 3,
            "uri": "http:\/\/digilib.uin-suka.ac.id\/id\/document\/1070957",
            "main": "22103040049_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf",
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            "pos": 1,
            "formatdesc": "PERTANGGUNGJAWABAN PIDANA KORPORASI DALAM PRAKTIK PENAGIHAN PINJAMAN ONLINE DI DAERAH ISTIMEWA YOGYAKARTA"
          },
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            "language": "id",
            "placement": 2,
            "eprintid": 77932,
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                  "fileid": 1857964,
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                  "filename": "22103040049_BAB-II_sampai_SEBELUM-BAB-TERAKHIR.pdf"
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            "content": "published",
            "rev_number": 3,
            "uri": "http:\/\/digilib.uin-suka.ac.id\/id\/document\/1070958",
            "main": "22103040049_BAB-II_sampai_SEBELUM-BAB-TERAKHIR.pdf",
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            "formatdesc": "PERTANGGUNGJAWABAN PIDANA KORPORASI DALAM PRAKTIK PENAGIHAN PINJAMAN ONLINE DI DAERAH ISTIMEWA YOGYAKARTA"
          }
      ],
      "rev_number": 10,
      "creators": [
        {
          "name": {
            "lineage": null,
            "given": "NIM.: 22103040049",
            "honourific": null,
            "family": "Muhamad Adlan Syah"
          }
        }
      ],
      "dir": "disk0\/00\/07\/79\/32",
      "keywords": "Pertanggungjawaban Pidana Korporasi, Pinjaman Online, Penagihan",
      "lastmod": "2026-09-03 02:22:05",
      "ispublished": "pub",
      "metadata_visibility": "show",
      "date_type": "published",
      "eprint_status": "archive",
      "status_changed": "2026-09-03 02:22:05",
      "datestamp": "2026-09-03 02:22:05",
      "uri": "http:\/\/digilib.uin-suka.ac.id\/id\/eprint\/77932",
      "thesis_name": "other",
      "note": "Khoirul Anam, S.H.I., M.S.I.",
      "full_text_status": "restricted",
      "contact_email": "muh.khabib@uin-suka.ac.id",
      "divisions": [
        "il_hum"
      ],
      "abstract": "This study examines the the rapid growth of online loan (fintech lending)\r\nusers in the Special Region of Yogyakarta has often been accompanied by rising\r\ncases of default. This situation has prompted application providers and outsourcing\r\ncompanies to employ collection methods that violate legal norms, such as verbal\r\nthreats, dissemination of personal data, and misuse of emergency contacts, all of\r\nwhich severely harm consumers and third parties. This study examines the legal\r\nissues surrounding structured debt collection practices in Yogyakarta and analyzes\r\nthe construction of corporate criminal liability for such actions under prevailing\r\npositive law.\r\nThe research method applied is empirical juridical research with a\r\nconceptual and statutory approach. Primary data were obtained through direct\r\ninterviews with online loan victims, victims of emergency contact misuse, debt\r\ncollectors, HR staff from third-party companies, and representatives of the\r\nFinancial Services Authority (OJK) in Yogyakarta. Secondary data were collected\r\nthrough literature studies and analysis of online loan contract agreements. This\r\nstudy employs Aggregation Theory and Vicarious Liability Theory as the theoretical\r\nframework to assess the imposition of collective and proportional corporate\r\ncriminal liability for the actions of debt collectors.\r\nThe findings reveal two main points. First, based on empirical data in\r\nYogyakarta, debt collectors employed excessive methods such as psychological\r\nterror, dissemination of information to emergency contacts, and even sending\r\nfictitious orders (such as gravestones), which clearly meet the elements of\r\ncybercrime. These acts violate positive law and are legitimately classified as\r\ncriminal offenses of threats and extortion through electronic means, as regulated\r\nunder the ITE Law as lex specialis. Second, criminal liability for unlawfull debt\r\ncollection practices in Yogyakarta is not limited to individual debt collectors but\r\nalso extends to corporations as service providers. Since debt collectors act on\r\nbehalf of the company, their violations are tied to corporate interests. Target\r\npressures, managerial neglect, and normalized intimidation patterns demonstrate\r\ncollective fault that fulfills the elements of Article 48 of the Criminal Code.\r\nSupported by the doctrines of vicarious liability and aggregation, as well as\r\njurisprudence from the North Jakarta District Court, these practices are\r\nlegitimately categorized as corporate crime, as corporations not only failed to\r\nprevent violations but also benefited from such unlawful acts.",
      "type": "thesis",
      "title": "PERTANGGUNGJAWABAN PIDANA KORPORASI DALAM PRAKTIK PENAGIHAN PINJAMAN ONLINE DI DAERAH ISTIMEWA YOGYAKARTA",
      "institution": "UIN SUNAN KALIJAGA YOGYAKARTA",
      "pages": 164
    }