%0 Thesis
%9 Skripsi
%A Jilan Sofiatun Nisrina, NIM.: 22103080114
%B FAKULTAS SYARI’AH DAN HUKUM
%D 2026
%F digilib:77962
%I UIN SUNAN KALIJAGA YOGYAKARTA
%K Perlindungan Konsumen, Transaksi Tanpa Nota, Hukum Perikatan,  Akad Muamalah, Gharar
%P 149
%T PERLINDUNGAN KONSUMEN TERHADAP PRAKTIK TRANSAKSI TANPA NOTA PADA PEDAGANG PASAR BERINGHARJO (PERSPEKTIF HUKUM PERIKATAN DAN AKAD MUAMALAH)
%U https://digilib.uin-suka.ac.id/id/eprint/77962/
%X This study is motivated by the continuing practice of transactions without  receipts among traders at Beringharjo Market, Yogyakarta. This condition  creates a gap between the ideal situation, where transaction receipts serve as  evidence and provide legal protection and certainty for consumers, and the reality  in which many transactions are conducted without issuing receipts. The absence  of receipts may hinder consumers from proving the existence of a transaction in  the event of a dispute. Based on this issue, the study examines consumer protection  in receiptless transactions, the legal status of such transactions from the  perspective of contract law, and their review under the principles of muamalah  contracts.  This research employs an empirical juridical method with a qualitative  approach. Data were collected through interviews and documentation. The  respondents consisted of 15 traders, including 5 clothing traders, 5 food traders,  and 5 bag or accessory traders, as well as 15 consumers selected through  purposive sampling. The respondents were chosen based on their experience in  conducting transactions without receipts and their involvement in issues related  to such transactions. The collected data were analyzed descriptively and  qualitatively by relating the field findings to applicable laws and Islamic legal  principles.  The results show that transactions without receipts remain legally valid  under civil law as long as they fulfill the requirements of a valid agreement as  stipulated in Article 1320 of the Indonesian Civil Code. However, the absence of  receipts weakens the consumer’s position in proving a transaction when disputes  arise. From the consumer protection perspective, this practice does not fully  comply with the obligations of business actors to provide information and ensure  transaction certainty as regulated under Law Number 8 of 1999 concerning  Consumer Protection. From the perspective of muamalah contracts, receiptless  transactions are considered valid as long as the pillars and conditions of sale and  purchase are fulfilled; however, they may contain elements of gharar due to the  lack of clear transaction evidence. Therefore, issuing transaction receipts is  necessary as a preventive measure to strengthen consumer protection, legal  certainty, and fairness in commercial transactions.
%Z Dr. Zusiana Elly Triantini, S.H.I., M.SI.