<mods:mods version="3.3" xsi:schemaLocation="http://www.loc.gov/mods/v3 http://www.loc.gov/standards/mods/v3/mods-3-3.xsd" xmlns:mods="http://www.loc.gov/mods/v3" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"><mods:titleInfo><mods:title>PERLINDUNGAN KONSUMEN TERHADAP PRAKTIK TRANSAKSI TANPA NOTA PADA PEDAGANG PASAR BERINGHARJO (PERSPEKTIF HUKUM PERIKATAN DAN AKAD MUAMALAH)</mods:title></mods:titleInfo><mods:name type="personal"><mods:namePart type="given">NIM.: 22103080114</mods:namePart><mods:namePart type="family">Jilan Sofiatun Nisrina</mods:namePart><mods:role><mods:roleTerm type="text">author</mods:roleTerm></mods:role></mods:name><mods:abstract>This study is motivated by the continuing practice of transactions without&#13;
receipts among traders at Beringharjo Market, Yogyakarta. This condition&#13;
creates a gap between the ideal situation, where transaction receipts serve as&#13;
evidence and provide legal protection and certainty for consumers, and the reality&#13;
in which many transactions are conducted without issuing receipts. The absence&#13;
of receipts may hinder consumers from proving the existence of a transaction in&#13;
the event of a dispute. Based on this issue, the study examines consumer protection&#13;
in receiptless transactions, the legal status of such transactions from the&#13;
perspective of contract law, and their review under the principles of muamalah&#13;
contracts.&#13;
This research employs an empirical juridical method with a qualitative&#13;
approach. Data were collected through interviews and documentation. The&#13;
respondents consisted of 15 traders, including 5 clothing traders, 5 food traders,&#13;
and 5 bag or accessory traders, as well as 15 consumers selected through&#13;
purposive sampling. The respondents were chosen based on their experience in&#13;
conducting transactions without receipts and their involvement in issues related&#13;
to such transactions. The collected data were analyzed descriptively and&#13;
qualitatively by relating the field findings to applicable laws and Islamic legal&#13;
principles.&#13;
The results show that transactions without receipts remain legally valid&#13;
under civil law as long as they fulfill the requirements of a valid agreement as&#13;
stipulated in Article 1320 of the Indonesian Civil Code. However, the absence of&#13;
receipts weakens the consumer’s position in proving a transaction when disputes&#13;
arise. From the consumer protection perspective, this practice does not fully&#13;
comply with the obligations of business actors to provide information and ensure&#13;
transaction certainty as regulated under Law Number 8 of 1999 concerning&#13;
Consumer Protection. From the perspective of muamalah contracts, receiptless&#13;
transactions are considered valid as long as the pillars and conditions of sale and&#13;
purchase are fulfilled; however, they may contain elements of gharar due to the&#13;
lack of clear transaction evidence. Therefore, issuing transaction receipts is&#13;
necessary as a preventive measure to strengthen consumer protection, legal&#13;
certainty, and fairness in commercial transactions.</mods:abstract><mods:classification authority="lcc">343.071 Perlindungan Konsumen</mods:classification><mods:originInfo><mods:dateIssued encoding="iso8061">2026-06-12</mods:dateIssued></mods:originInfo><mods:originInfo><mods:publisher>UIN SUNAN KALIJAGA YOGYAKARTA;FAKULTAS SYARI’AH DAN HUKUM</mods:publisher></mods:originInfo><mods:genre>Thesis</mods:genre></mods:mods>