relation: https://digilib.uin-suka.ac.id/id/eprint/78077/
title: PENGARUH LITERASI KEUANGAN, SIKAP KEUANGAN DAN PERILAKU KEUANGAN TERHADAP PENGELOLAAN KEUANGAN MAHASISWA (STUDI KASUS PADA PERBANDINGAN PTN DAN PTS DI PULAU JAWA)
creator: Moh. Nur, NIM.: 20108030127
subject: 658.15 Manajemen Keuangan
description: This study examines the effect of financial literacy, financial attitude, and  financial behavior on financial management among university students, and  compares financial management between students at State Universities (PTN) and  Private Universities (PTS) across Java. Using a comparative-associative  quantitative approach grounded in the Theory of Planned Behavior, the study drew  a simple random sample of 171 active students (68 from PTN, 103 from PTS) sized  according to Hair et al. (2010), who completed a four-point Likert questionnaire  via Google Form. Data were analyzed using multiple linear regression and an  Independent Samples t-Test in SPSS 25. Financial literacy (t = 5.640), financial  attitude (t = 6.510), and financial behavior (t = 8.102) each showed a positive,  significant effect on financial management (sig = 0.000), with financial behavior  as the strongest predictor. The three variables jointly explained 55.3% of the  variance in financial management (F = 68.897; R² = 0.553; sig = 0.000). An  independent samples t-test also found a significant difference between PTN and  PTS students (sig = 0.038), with PTS students scoring higher on average (23.32)  than PTN students (22.40), though the underlying causes of this gap fall outside the  scope of the study.
date: 2026-08-14
type: Thesis
type: NonPeerReviewed
format: text
language: id
identifier: https://digilib.uin-suka.ac.id/id/eprint/78077/1/20108030127_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf
format: text
language: id
identifier: https://digilib.uin-suka.ac.id/id/eprint/78077/2/20108030127_BAB-II_sampai_SEBELUM-BAB-TERAKHIR.pdf
identifier:   Moh. Nur, NIM.: 20108030127  (2026) PENGARUH LITERASI KEUANGAN, SIKAP KEUANGAN DAN PERILAKU KEUANGAN TERHADAP PENGELOLAAN KEUANGAN MAHASISWA (STUDI KASUS PADA PERBANDINGAN PTN DAN PTS DI PULAU JAWA).  Skripsi thesis, UIN SUNAN KALIJAGA YOGYAKARTA.