eprintid: 78078
rev_number: 10
eprint_status: archive
userid: 12460
dir: disk0/00/07/80/78
datestamp: 2026-09-08 08:54:07
lastmod: 2026-09-08 08:54:07
status_changed: 2026-09-08 08:54:07
type: thesis
metadata_visibility: show
contact_email: muh.khabib@uin-suka.ac.id
creators_name: Robi Husain Fathdilah, NIM.: 21108040125
title: PENGARUH KECUKUPAN MODAL, LIKUIDITAS, DAN EFISIENSI OPERASIONAL TERHADAP PROFITABILITAS DENGAN RISIKO KREDIT SEBAGAI VARIABEL MODERASI PADA BANK UMUM SYARIAH TAHUN 2018-2024
ispublished: pub
subjects: 657.42
divisions: ak_syar
full_text_status: restricted
keywords: Profitabilitas, Kecukupan modal, Likuiditas, Efisiensi Operasional,
Risiko Kredit
note: Egha Ezhar Junaeka Putra Hassany, S.E.I.,M.E.
abstract: This study aims to examine the effect of capital adequacy, liquidity, and
operational efficiency on profitability, with credit risk as a moderating variable, in
Islamic commercial banks from 2018 to 2024. Purposive sampling was used to
obtain 84 samples. The analytical methods used to test the hypotheses were panel
data regression and Moderated Regression Analysis (MRA). The results of this
study indicate that capital adequacy and liquidity have a significant positive effect
on the profitability of Islamic commercial banks in Indonesia, while operational
efficiency has a significant negative effect. Credit risk, as a moderating variable,
can strengthen the effect of capital adequacy on profitability. Credit risk, as a
moderating variable, cannot strengthen or weaken the effect of liquidity and
operational efficiency on profitability. Simultaneously, capital adequacy, liquidity,
and operational efficiency significantly influence the profitability of Islamic
commercial banks in Indonesia.
date: 2026-08-19
date_type: published
pages: 113
institution: UIN SUNAN KALIJAGA YOGYAKARTA
department: FAKULTAS EKONOMI DAN BISNIS ISLAM
thesis_type: skripsi
thesis_name: other
citation:   Robi Husain Fathdilah, NIM.: 21108040125  (2026) PENGARUH KECUKUPAN MODAL, LIKUIDITAS, DAN EFISIENSI OPERASIONAL TERHADAP PROFITABILITAS DENGAN RISIKO KREDIT SEBAGAI VARIABEL MODERASI PADA BANK UMUM SYARIAH TAHUN 2018-2024.  Skripsi thesis, UIN SUNAN KALIJAGA YOGYAKARTA.   
document_url: https://digilib.uin-suka.ac.id/id/eprint/78078/1/21108040125_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf
document_url: https://digilib.uin-suka.ac.id/id/eprint/78078/2/21108040125_BAB-II_sampai_SEBELUM-BAB-TERAKHIR.pdf