eprintid: 78083 rev_number: 10 eprint_status: archive userid: 12460 dir: disk0/00/07/80/83 datestamp: 2026-09-09 04:53:34 lastmod: 2026-09-09 04:53:34 status_changed: 2026-09-09 04:53:34 type: thesis metadata_visibility: show contact_email: muh.khabib@uin-suka.ac.id creators_name: Windy Khalisatunnisa, NIM.: 22108010031 title: PENGARUH SUMBER DAYA MANUSIA DAN AKSES PERMODALAN TERHADAP KEMISKINAN DI 16 PROVINSI INDONESIA TAHUN 2015-2024 ispublished: pub subjects: 330.9598 divisions: jur_es full_text_status: restricted keywords: Kemiskinan, Rata-Rata Lama Sekolah, Kredit UMKM, Penanaman Modal Dalam Negeri, Penanaman Modal Asing note: Dhiyaul Aulia Zulni, M.E. abstract: This study aims to analyze the effects of Average Years of Schooling, MSME Credit, Domestic Investment (DI), and Foreign Direct Investment (FDI) on the poverty rate using a sample of 16 provinces in Indonesia, namely Bali, South Kalimantan, DKI Jakarta, Bangka Belitung, Central Kalimantan, East Kalimantan, Banten, West Sumatra, North Maluku, Riau, Jambi, North Sulawesi, West Java, North Sumatra, South Sulawesi, and East Java, during the 2015–2024 period. The analytical method used is panel data regression with the Random Effect Model (REM), selected based on the Chow Test, Hausman Test, and Lagrange Multiplier Test, using EViews 12 as the analytical tool. The results show that, partially, Average Years of Schooling and MSME Credit have a significant effect on the poverty rate, while DI and FDI have no significant effect. Simultaneously, all independent variables have a significant effect on the poverty rate. The coefficient of determination of 33.38% indicates that the variables in the study explain 33.38% of the variation in the poverty rate, while the remaining 66.62% is explained by factors outside the research model. date: 2026-08-05 date_type: published pages: 131 institution: UIN SUNAN KALIJAGA YOGYAKARTA department: FAKULTAS EKONOMI DAN BISNIS ISLAM thesis_type: skripsi thesis_name: other citation: Windy Khalisatunnisa, NIM.: 22108010031 (2026) PENGARUH SUMBER DAYA MANUSIA DAN AKSES PERMODALAN TERHADAP KEMISKINAN DI 16 PROVINSI INDONESIA TAHUN 2015-2024. Skripsi thesis, UIN SUNAN KALIJAGA YOGYAKARTA. document_url: https://digilib.uin-suka.ac.id/id/eprint/78083/1/22108010031_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf document_url: https://digilib.uin-suka.ac.id/id/eprint/78083/2/22108010031_BAB-II_sampai_SEBELUM-BAB-TERAKHIR.pdf