    {
      "department": "FAKULTAS EKONOMI DAN BISNIS ISLAM",
      "subjects": [
        332.1
      ],
      "eprintid": 78093,
      "thesis_type": "skripsi",
      "date": "2026-08-14",
      "userid": 12460,
      "documents": [
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            "language": "id",
            "placement": 1,
            "eprintid": 78093,
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                  "filename": "22108020045_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf"
                }
            ],
            "content": "published",
            "rev_number": 3,
            "uri": "http:\/\/digilib.uin-suka.ac.id\/id\/document\/1072627",
            "main": "22108020045_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf",
            "mime_type": "application\/pdf",
            "docid": 1072627,
            "format": "text",
            "security": "public",
            "pos": 1,
            "formatdesc": "PENGARUH NON PERFORMING FINANCING, FINANCING TO DEPOSIT RATIO, EFISIENSI OPERASIONAL, TOTAL ASET DAN JUMLAH KANTOR TERHADAP PROFITABILITAS BPRS DI JAWA TENGAH DAN DAERAH ISTIMEWA YOGYAKARTA PERIODE 2021-2024"
          },
          {
            "language": "id",
            "placement": 2,
            "eprintid": 78093,
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                  "datasetid": "document",
                  "fileid": 1861456,
                  "objectid": 1072628,
                  "uri": "http:\/\/digilib.uin-suka.ac.id\/id\/file\/1861456",
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                  "filesize": 11180138,
                  "filename": "22108020045_BAB-II_sampai_SEBELUM-BAB-TERAKHIR.pdf"
                }
            ],
            "content": "published",
            "rev_number": 3,
            "uri": "http:\/\/digilib.uin-suka.ac.id\/id\/document\/1072628",
            "main": "22108020045_BAB-II_sampai_SEBELUM-BAB-TERAKHIR.pdf",
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            "docid": 1072628,
            "format": "text",
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            "pos": 2,
            "formatdesc": "PENGARUH NON PERFORMING FINANCING, FINANCING TO DEPOSIT RATIO, EFISIENSI OPERASIONAL, TOTAL ASET DAN JUMLAH KANTOR TERHADAP PROFITABILITAS BPRS DI JAWA TENGAH DAN DAERAH ISTIMEWA YOGYAKARTA PERIODE 2021-2024"
          }
      ],
      "rev_number": 10,
      "creators": [
        {
          "name": {
            "lineage": null,
            "given": "NIM.: 22108020045",
            "honourific": null,
            "family": "Mohammad Ananda Dwi Saputra"
          }
        }
      ],
      "dir": "disk0\/00\/07\/80\/93",
      "keywords": "BPRS, Profitabilitas, NPF, FDR, BOPO, Total Aset, Jumlah Kantor",
      "lastmod": "2026-09-09 06:52:21",
      "ispublished": "pub",
      "metadata_visibility": "show",
      "date_type": "published",
      "eprint_status": "archive",
      "status_changed": "2026-09-09 06:52:21",
      "datestamp": "2026-09-09 06:52:21",
      "uri": "http:\/\/digilib.uin-suka.ac.id\/id\/eprint\/78093",
      "thesis_name": "other",
      "note": "Fitri Zaelina, S.E.I., M.E.K.",
      "full_text_status": "restricted",
      "contact_email": "muh.khabib@uin-suka.ac.id",
      "divisions": [
        "jur_ps"
      ],
      "abstract": "The development of Islamic Rural Banks (BPRS) in Indonesia has not yet been fully matched by a rise in stable profitability. This situation also applies to BPRS in Central Java and the Special Region of Yogyakarta (DIY); while they play a crucial role in supporting financing for the public and the MSME sector, they continue to face challenges in maintaining profitability performance. This study aims to analyze the impact of Non-Performing Financing (NPF), the Financing-to-Deposit Ratio (FDR), operational efficiency, total assets, and the number of offices on the profitability of BPRS in Central Java and DIY during the 2021–2024 period. The study employs a quantitative approach using secondary data and panel data regression analysis via Stata 17. The results indicate that, individually, NPF has a negative but insignificant effect, FDR has a positive but insignificant effect, BOPO (operational efficiency ratio) has a significant negative effect, and total assets have a negative but insignificant effect, whereas the number of offices has a significant positive effect on Return on Assets (ROA).",
      "type": "thesis",
      "title": "PENGARUH NON PERFORMING FINANCING, FINANCING TO DEPOSIT RATIO, EFISIENSI OPERASIONAL, TOTAL ASET DAN JUMLAH KANTOR TERHADAP PROFITABILITAS BPRS DI JAWA TENGAH DAN DAERAH ISTIMEWA YOGYAKARTA PERIODE 2021-2024",
      "institution": "UIN SUNAN KALIJAGA YOGYAKARTA",
      "pages": 131
    }