TY  - THES
N1  - Fitri Zaelina, S.E.I., M.E.K.
ID  - digilib78093
UR  - https://digilib.uin-suka.ac.id/id/eprint/78093/
A1  - Mohammad Ananda Dwi Saputra, NIM.: 22108020045
Y1  - 2026/08/14/
N2  - The development of Islamic Rural Banks (BPRS) in Indonesia has not yet been fully matched by a rise in stable profitability. This situation also applies to BPRS in Central Java and the Special Region of Yogyakarta (DIY); while they play a crucial role in supporting financing for the public and the MSME sector, they continue to face challenges in maintaining profitability performance. This study aims to analyze the impact of Non-Performing Financing (NPF), the Financing-to-Deposit Ratio (FDR), operational efficiency, total assets, and the number of offices on the profitability of BPRS in Central Java and DIY during the 2021?2024 period. The study employs a quantitative approach using secondary data and panel data regression analysis via Stata 17. The results indicate that, individually, NPF has a negative but insignificant effect, FDR has a positive but insignificant effect, BOPO (operational efficiency ratio) has a significant negative effect, and total assets have a negative but insignificant effect, whereas the number of offices has a significant positive effect on Return on Assets (ROA).
PB  - UIN SUNAN KALIJAGA YOGYAKARTA
KW  - BPRS
KW  -  Profitabilitas
KW  -  NPF
KW  -  FDR
KW  -  BOPO
KW  -  Total Aset
KW  -  Jumlah Kantor
M1  - skripsi
TI  - PENGARUH NON PERFORMING FINANCING, FINANCING TO DEPOSIT RATIO, EFISIENSI OPERASIONAL, TOTAL ASET DAN JUMLAH KANTOR TERHADAP PROFITABILITAS BPRS DI JAWA TENGAH DAN DAERAH ISTIMEWA YOGYAKARTA PERIODE 2021-2024
AV  - restricted
EP  - 131
ER  -