eprintid: 78093
rev_number: 10
eprint_status: archive
userid: 12460
dir: disk0/00/07/80/93
datestamp: 2026-09-09 06:52:21
lastmod: 2026-09-09 06:52:21
status_changed: 2026-09-09 06:52:21
type: thesis
metadata_visibility: show
contact_email: muh.khabib@uin-suka.ac.id
creators_name: Mohammad Ananda Dwi Saputra, NIM.: 22108020045
title: PENGARUH NON PERFORMING FINANCING, FINANCING TO DEPOSIT RATIO, EFISIENSI OPERASIONAL, TOTAL ASET DAN JUMLAH KANTOR TERHADAP PROFITABILITAS BPRS DI JAWA TENGAH DAN DAERAH ISTIMEWA YOGYAKARTA PERIODE 2021-2024
ispublished: pub
subjects: 332.1
divisions: jur_ps
full_text_status: restricted
keywords: BPRS, Profitabilitas, NPF, FDR, BOPO, Total Aset, Jumlah Kantor
note: Fitri Zaelina, S.E.I., M.E.K.
abstract: The development of Islamic Rural Banks (BPRS) in Indonesia has not yet been fully matched by a rise in stable profitability. This situation also applies to BPRS in Central Java and the Special Region of Yogyakarta (DIY); while they play a crucial role in supporting financing for the public and the MSME sector, they continue to face challenges in maintaining profitability performance. This study aims to analyze the impact of Non-Performing Financing (NPF), the Financing-to-Deposit Ratio (FDR), operational efficiency, total assets, and the number of offices on the profitability of BPRS in Central Java and DIY during the 2021–2024 period. The study employs a quantitative approach using secondary data and panel data regression analysis via Stata 17. The results indicate that, individually, NPF has a negative but insignificant effect, FDR has a positive but insignificant effect, BOPO (operational efficiency ratio) has a significant negative effect, and total assets have a negative but insignificant effect, whereas the number of offices has a significant positive effect on Return on Assets (ROA).
date: 2026-08-14
date_type: published
pages: 131
institution: UIN SUNAN KALIJAGA YOGYAKARTA
department: FAKULTAS EKONOMI DAN BISNIS ISLAM
thesis_type: skripsi
thesis_name: other
citation:   Mohammad Ananda Dwi Saputra, NIM.: 22108020045  (2026) PENGARUH NON PERFORMING FINANCING, FINANCING TO DEPOSIT RATIO, EFISIENSI OPERASIONAL, TOTAL ASET DAN JUMLAH KANTOR TERHADAP PROFITABILITAS BPRS DI JAWA TENGAH DAN DAERAH ISTIMEWA YOGYAKARTA PERIODE 2021-2024.  Skripsi thesis, UIN SUNAN KALIJAGA YOGYAKARTA.   
document_url: https://digilib.uin-suka.ac.id/id/eprint/78093/1/22108020045_BAB-I_IV-atau-V_DAFTAR-PUSTAKA.pdf
document_url: https://digilib.uin-suka.ac.id/id/eprint/78093/2/22108020045_BAB-II_sampai_SEBELUM-BAB-TERAKHIR.pdf