<mets:mets OBJID="eprint_78096" LABEL="Eprints Item" xsi:schemaLocation="http://www.loc.gov/METS/ http://www.loc.gov/standards/mets/mets.xsd http://www.loc.gov/mods/v3 http://www.loc.gov/standards/mods/v3/mods-3-3.xsd" xmlns:mets="http://www.loc.gov/METS/" xmlns:mods="http://www.loc.gov/mods/v3" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"><mets:metsHdr CREATEDATE="2026-10-08T03:25:11Z"><mets:agent ROLE="CUSTODIAN" TYPE="ORGANIZATION"><mets:name>Institutional Repository UIN Sunan Kalijaga Yogyakarta</mets:name></mets:agent></mets:metsHdr><mets:dmdSec ID="DMD_eprint_78096_mods"><mets:mdWrap MDTYPE="MODS"><mets:xmlData><mods:titleInfo><mods:title>INTENSI MENABUNG EMAS DIGITAL DENGAN LITERASI KEUANGAN SYARIAH SEBAGAI VARIABEL MODERASI PADA GENERASI Z DI YOGYAKARTA</mods:title></mods:titleInfo><mods:name type="personal"><mods:namePart type="given">NIM.: 22108020081</mods:namePart><mods:namePart type="family">Fadhillah Nur Afifah</mods:namePart><mods:role><mods:roleTerm type="text">author</mods:roleTerm></mods:role></mods:name><mods:abstract>The increase in gold prices over the past five years indicates that gold is a viable investment, but Generation Z's participation in digital gold savings through the Dana app remains low. This study aims to analyze the influence of perceived ease of use, perceived usefulness, trust, and security, moderated by Islamic financial literacy, on the intention to save digital gold among Generation Z in Yogyakarta. The quantitative study involved 127 respondents using SEM-PLS analysis. The results showed that perceived usefulness and trust influenced the intention to save digital gold. Meanwhile, perceived ease of use, security, and Islamic financial literacy, as moderators, did not influence the intention to save. Consequently, Dana needs to focus on strategies to increase perceived usefulness and trust.</mods:abstract><mods:classification authority="lcc">332.1 Banks/Bank, Perbankan</mods:classification><mods:originInfo><mods:dateIssued encoding="iso8061">2026-07-15</mods:dateIssued></mods:originInfo><mods:originInfo><mods:publisher>UIN SUNAN KALIJAGA YOGYAKARTA;FAKULTAS EKONOMI DAN BISNIS ISLAM</mods:publisher></mods:originInfo><mods:genre>Thesis</mods:genre></mets:xmlData></mets:mdWrap></mets:dmdSec><mets:amdSec ID="TMD_eprint_78096"><mets:rightsMD ID="rights_eprint_78096_mods"><mets:mdWrap MDTYPE="MODS"><mets:xmlData><mods:useAndReproduction>
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